FOUND: 10 | Mind Blowing Facts

September 15 Is a Major Tax Deadline – Who Actually Needs to Pay the IRS?

September 15 can sneak up on taxpayers because it does not involve the giant annual tax-day frenzy that surrounds April 15. Yet for millions of Americans, September 15 marks the deadline for the third estimated federal tax payment of 2026, and ignoring it could create an unpleasant surprise later.

The Free Financial Advisor · Sep 12

Why Banks Sometimes Close Accounts Without Warning

A bank account can feel like one of the most permanent things in adult life. Money goes in, bills come out, the debit card gets used at the grocery store, and everything hums along in the background. Then a bank can decide to close the account, leaving customers scrambling to…

The Free Financial Advisor · Sep 12

You Have $10,000: Pay Off Your Car or Invest It? Let’s Run the Numbers

Finding an unexpected $10,000 can create a surprisingly awkward money decision: should it wipe out a car loan or go to work in an investment account? Paying off the car delivers a guaranteed benefit because eliminating debt cuts future interest costs, while investing offers the possibility of greater long-term growth…

The Free Financial Advisor · Sep 12

FCC Wants Tougher Robocall Rules to Keep Bad Actors Out of U.S. Phone Networks

The Federal Communications Commission is considering another crackdown on the infrastructure that allows illegal robocalls to reach American phones. The FCC has proposed strengthening its Robocall Mitigation Database, a system used to identify voice service providers and document the steps they take to prevent illegal robocalls from traveling across their…

The Free Financial Advisor · Sep 10

The SAVE Plan Is Over — Millions of Student Loan Borrowers Now Face a 90-Day Decision

The SAVE Plan is over, and for millions of federal student loan borrowers, the next move comes with a clock attached. Loan servicers began sending notices in 2026 telling affected borrowers to choose a new repayment plan, with 90 days from the date of the notice to make that decision.

The Free Financial Advisor · Sep 10

You Have $20,000 in Credit Card Debt. Would a 0% Balance Transfer Actually Save You Money?

A $20,000 credit card balance can make every monthly statement feel like an unwelcome sequel. A 0% balance transfer can look like the escape hatch, because moving that debt to a card with no interest during a promotional period can stop interest from chewing through payments. But a shiny “0%”…

The Free Financial Advisor · Sep 10

The Average Money Market Rate Is Only 0.63%—Here’s Why September Is a Good Time to Check Your Account

A money market account paying 0.63% might sound like a perfectly respectable place to park cash until the math gets involved. At that rate, $10,000 earns roughly $63 over a year before taxes, assuming the balance stays put and the rate remains unchanged. The national average for money market deposit…

The Free Financial Advisor · Sep 10

7 Things to Check Before Trusting an Investment Advisor You Found Online

An investment advisor can appear with the click of a button, complete with a polished website, impressive credentials, market predictions and perhaps even a reassuring photo of someone standing in front of a bookshelf. That polished presentation tells you almost nothing about whether the person deserves access to your investment…

The Free Financial Advisor · Sep 9

7 Bank Accounts Worth Rechecking After the FDIC’s Latest National Rate Update

A bank account can sit quietly for years while the interest rate attached to it changes around it. That makes the FDIC’s latest national rate update a useful excuse to revisit where cash actually lives, especially when a familiar account may now look less attractive than it did when it…

The Free Financial Advisor · Sep 9

A 30-Point Credit Score Increase Took 10 Months — Here’s What Actually Changed

A 30-point credit score increase sounds impressive until the calendar enters the picture. In this case, the improvement took 10 months, and that slow pace reveals something important about credit scores: meaningful progress usually comes from a string of small, repeatable decisions rather than one dramatic financial makeover.

The Free Financial Advisor · Sep 9