FORGOTTEN HISTORY: 18 | History Defined

6 Everyday Habits Doctors Say Can Speed Up the Aging Process

Aging happens to everyone, but some everyday habits can make the process feel like it is picking up the pace. Many of the behaviors linked to faster physical decline also happen to be the exact habits people can change, often without buying a single fancy pill or turning the kitchen…

The Free Financial Advisor · Jul 28

FDIC Publishes 2026 Risk Review Covering Funding, Interest Rate, and Credit Risks Facing Banks

The Federal Deposit Insurance Corporation (FDIC) has released its 2026 Risk Review, an annual report examining the most significant risks facing the U.S. banking industry during 2025. The report focuses on three primary areas: funding risk, interest rate risk, and credit risk, providing an overview of how changing economic conditions…

The Free Financial Advisor · Jul 27

6 Retirement Gaps Women Can Measure Before Leaving the Workforce

Retirement gaps can hide in plain sight. A career break here, a smaller paycheck there, a few years spent caring for family, and suddenly the retirement plan looks less like a neatly packed suitcase and more like one that refuses to zip.

The Free Financial Advisor · Jul 27

Treasury Department Has a Troubling Update for Every American Taxpayer

The Treasury Department has a problem that reaches far beyond Washington, D.C., and it does not arrive with a dramatic new tax form. The federal government now spends an enormous amount of money simply paying interest on money it already borrowed, and that bill keeps getting harder to ignore.

The Free Financial Advisor · Jul 24

IRS Replaces First Time Abate Program With Automatic Penalty Relief for Taxpayers With Clean Compliance History

The Internal Revenue Service is replacing its long-standing First Time Abate (FTA) program with a new system called Automatic Exemption from Penalty (AEP), making it easier for taxpayers with a strong compliance history to receive penalty relief. Announced on July 8, the new process is designed to automatically remove certain…

The Free Financial Advisor · Jul 24

CISA Warns of High-Severity Path Traversal Vulnerability in Rockwell Automation ThinManager, Urges Immediate Patching

The Cybersecurity and Infrastructure Security Agency (CISA) is warning organizations to immediately address a newly disclosed high-severity vulnerability affecting Rockwell Automation ThinManager, software commonly used in industrial control systems across critical infrastructure sectors. The advisory, released July 23, identifies a path traversal vulnerability tracked as CVE-2026-11917 that could allow an…

The Free Financial Advisor · Jul 24

The Most Important Part of Your Social Security Statement That Many People Miss

The most important part of your Social Security Statement may not be the big retirement benefit estimate staring back at you. It may sit farther down the page, in the earnings record that shows how much money Social Security credits to your work history.

The Free Financial Advisor · Jul 24

CMS Issues Technical Correction to 2027 Affordable Care Act Benefit and Payment Parameters Rule

The Centers for Medicare & Medicaid Services (CMS) has issued a technical correction to its 2027 Notice of Benefit and Payment Parameters, updating portions of the Affordable Care Act (ACA) rule that governs health insurance marketplaces and the Basic Health Program. The correction was published in the Federal Register on…

The Free Financial Advisor · Jul 23

When to Request IRS Penalty Abatement

When the IRS adds a penalty to a tax bill, the first instinct often involves reaching for the checkbook and grumbling at the ceiling. Before doing either, check whether the penalty qualifies for abatement, which means the IRS may remove or reduce it under certain circumstances.

The Free Financial Advisor · Jul 23

Keeping All Your Cash at One Bank? Here Are 5 Reasons to Reconsider

Keeping every dollar at one bank feels wonderfully simple. One app, one password, one debit card, one place to check when the bills need paying. Convenience matters, but putting all your banking eggs in one digital basket can create problems when something goes wrong.

The Free Financial Advisor · Jul 23