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UNBELIEVABLE: 2 | History Defined

If it looks like debt, let's treat it like debt – 'buy now, pay later' schemes need firmer regulation in NZ

There are few stores without an Afterpay logo displayed on the door, or that don’t offer Laybuy at their online checkout. And these schemes are particularly popular with younger consumers.

The Conversation

Buy-now-pay-later closure hits unfunded medicines

Businesses relying on the popular but contentious payments model are finding their operations increasingly difficult to stack up, reports Andrew Bevin.

Newsroom.co.nz

The rules for Afterpay, Zip and other 'buy now, pay later' providers are changing. What it means for you, and them

More than 6 million Australians have used the “buy now, pay later” lending services offered by Afterpay, Zip and more than a dozen other companies.

The Conversation

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Buy now, pay later services will be considered credit products by the end of the year. Here's how it will work

The federal government will classify buy now, pay later options as credit products, as part of sweeping changes to protect both consumers and the industry. Here's what it means in practice.

ABC News

Clampdown on buy now, pay later following abuse claims

The federal government will move to regulate buy now, pay later services in a bid to protect Australians against financial abuse and hardship.

AAP

Crackdown on buy now, pay later and its ‘unchecked dangers’

The booming and "unchecked" buy now, pay later sector will be regulated amid calls to better protect consumers against its "growing dangers". Financial

The New Daily

Buy now, pay later industry to be regulated under Credit Act as part of changes by federal government

Buy now, pay later services, including Afterpay and Zip Pay, will be regulated under the Credit Act and required to obtain an Australian Credit Licence under proposed changes by the federal government.

ABC News

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Rising cost of living forces parent to use buy now, pay later services for essential medication

A Mildura mum says she has turned to Afterpay to cover medication for her disabled son while another woman says she would rather go without medicine than pay on credit.

ABC News

Sweden’s Klarna burned through $100 million a month to become a buy-now-pay-later giant in the U.S. Can ChatGPT help it turn a profit again?

Klarna, a pioneering fintech startup, seeks a rebound after a year marked by layoffs and a plummeting valuation.

Fortune

Apple joins the 'buy now, pay later' lending trend. Do you know about the downsides?

Starting this week, Apple is rolling out its version of "buy now, pay later."

Los Angeles Times

Apple rolls out buy now, pay later service, with guardrails

Apple is getting into the buy now, pay later space with a few tweaks to the existing model, including no option to pay with a credit card

The Independent UK

New York and Company promo codes for March 2023

These {offer_count} New York and Company promo codes can help you save on designer-inspired fashion.

Marie Claire

Roxy promo codes for March 2023

These {offer_count} Roxy promo codes can help you save on clothing, accessories & more from the brand that championed women's surfing.

Marie Claire

The 5 best ‘buy now, pay later’ apps for March 2023

We compared the top buy now, pay later platforms on the market and weighed loan terms, APRs, late fees, credit limits, mobile app ratings, and more.

Fortune

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StockNews.com

4 Stocks to Avoid Until Crypto Recovers

With the ongoing crypto winter and the threat of regulation claiming new victims in the ecosystem while driving most to the edge of an abyss, it may be wise to give Block (SQ), Coinbase (COIN), Riot (RIOT), and Marathon (MARA) a wide berth until the existential issues get resolved. Continue…

ABC News

Buy now, pay later? Not so fast, as the government looks to tighten regulation by year's end

Millions of Australians have buy now, pay later accounts, but the easy credit may soon be harder to come by as the government vows to crack down on the industry by the end of the year.

The Guardian - AU

Australia’s corporate watchdog joins calls for stricter regulation of buy now, pay later products

Asic raises concerns about missed payment fees and people giving up essentials to afford repayments

The Guardian - AU

Parents turn to buy now, pay later schemes to meet Australia’s soaring school costs

Financial hardship support has not kept pace with the rising cost of uniforms, books, stationery and computers, peak body says

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The Guardian - AU

Cost-of-living crisis drives vulnerable Australians to buy now, pay later schemes, consumer groups say

With more people taking out loans for daily expenses, advocates urge tighter regulation of BNPL sector

The Independent UK

Millennial Money: 5 tactics to pay buy now, pay later debt

After the holiday season, those “buy now, pay later” bills will come due

StockNews.com

Does Block Stock Deserve a Spot in Your Portfolio in 2023?

With persistent macroeconomic uncertainties surrounding interest rate hikes, let’s examine whether Block (SQ) has what it takes to deliver sustainable returns this year. Read on….

The Independent UK

How to make holiday returns with buy now, pay later

If you bought an unsuccessful gift this holiday season with a “buy now, pay later” plan, you or the recipient might be wondering how to return it

The Independent UK

The problems with using buy now, pay later to fund travel

“Buy now, pay later” services like Affirm, Afterpay and Klarna can sometimes provide a cheaper, more accessible version of credit

Pedestrian.tv

These Aussie Do-Gooders Stop Unsold Clothes From Hitting Landfill You Could Help ‘Em

According to a report conducted by the Australian Fashion Council, around 260,000 tonnes (or 10kg per person) of clothing reaches landfill each year.Clothing can take hundreds of years to bio-degrade, releasing harsh carbon emissions in the process as its left in landfill. On top of this, the more clothes we…

The New Daily

‘Significant harm’: Government urged towards toughest option in buy-now-pay-later crackdown

Buy-now-pay-later giants like Afterpay could be forced to obtain credit licenses and check whether their customers can afford loans.

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Sebastian Siemiatkowski

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