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DARK SECRETS: 10 | Rare Historical Photos

It takes $650,000 a year to reach America’s top 1%

Meanwhile, there are some states where the bar for reaching the wealthiest 1% is a lot lower.

Fortune · Jul 14, 2023

Americans Are Exhausted by Tip Culture: Kiplinger Economic Forecasts

As prompts for gratuities pop up everywhere, adults in the U.S. report tip fatigue, and a majority of Americans have a negative view of the practice.

Kiplinger · Jul 12, 2023

Americans think they need to earn $233,000 to live comfortably, and twice that to be rich

The cost of comfort is 300% more than what the average worker is making.

Fortune · Jul 9, 2023

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Bankrate: How to pay off your mortgage early

Some homeowners are eager to get out of their mortgage early, with reasons ranging from eliminating the psychological pressure of debt to slashing interest payments. For retirees, especially, paying off a home loan early can help increase cash flow.

Tribune News Service · Jul 6, 2023

Bankrate: Filing a home insurance claim

If you’re dealing with loss or damage to your home, whether it’s due to a weather event, home burglary or other unexpected event, you’re likely to feel overwhelmed. When it comes time to file a claim with your home insurance, you don’t want to encounter more stress in the process.

Tribune News Service · Jul 6, 2023

How to get a credit card with no credit history

These days, having good credit is less of a suggestion and more of a mandate. Let’s face it, when you have good credit, you have more opportunities. You can lease a nicer apartment and put a downpayment on a new car. Having good credit also comes in handy when you…

Tribune News Service · Jul 3, 2023

Is the housing market about to crash? Here’s what experts say

After a record-breaking run that saw mortgage rates plunge to all-time lows and home prices soar to new highs, the U.S. housing market finally started slowing in late 2022. Mortgage companies engaged in mass layoffs, real estate economists lamented a “housing recession” and home prices seemed poised for a correction.

Tribune News Service · Jul 3, 2023

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Who Are the Worst Tippers?

A new study found that while most Americans have a negative view of tipping, some are tipping worse than others.

Kiplinger · Jun 27, 2023

Bankrate: 10 best US cities to start a career — and most are in the South

With graduation behind them, millions of young adults nationwide are thinking about what they plan to do next and where they plan to do it.

Tribune News Service · Jun 27, 2023

The best place for Gen Z to start a career isn’t in NYC or L.A.—it’s in the South

Southern cities are edging out traditional hot spots as the best place for young professionals to launch their careers.

Fortune · Jun 26, 2023

Bankrate: What the Fed’s June rate pause means for homebuyers and sellers

The Federal Reserve is taking a break from its war on inflation. After raising rates 10 times in 10 meetings in 2022 and 2023, the central bank made no change during its latest meeting. Fed Chairman Jerome Powell announced no further increase in the federal funds rate on June 14…

Tribune News Service · Jun 15, 2023

America has failed millennials so badly they're turning to $1,000-per-month side hustles to make ends meet

Combating inflation means taking on a side hustle for two in five U.S. adults. Gen Z and millennials are the most likely to have one.

Fortune · Jun 13, 2023

Tipping onslaught pushes some consumers to close their wallets

"It's gotten noticeably worse in the past year."

Axios · Jun 10, 2023

Inflation Causes Drivers to Switch Car Insurance Carriers

In a recent survey, 57% of drivers claimed their car insurance rate went up in the last 12 months, causing them to switch insurance carriers.

Kiplinger · Jun 5, 2023

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Tribune News Service · May 25, 2023

Bankrate: Mortgage rate lock: What it is and when to lock

If you’ve been comparing mortgage rates, you’ve already encountered one reality about the process of buying a home or refinancing: What you see today might be gone tomorrow. While interest rates change all the time, a mortgage rate lock ensures the rate on your mortgage stays the same, from the…

Tribune News Service · May 22, 2023

Bankrate: These fintechs are automating the budgeting process

While not a bank in the traditional sense, Oportun — formerly known as Digit — is offering a new way for consumers to do their banking that integrates artificial intelligence (AI) technology. Customers link their bills and credit cards, and Oportun’s algorithms determine how much should be allocated to each…

Fortune · May 21, 2023

Gen Z and millennials say social media is pressuring them to buy what they can’t afford

TikTok can hurt your brain and your wallet.

Tribune News Service · May 18, 2023

Bankrate: Existing-home sales, prices decline again

The housing market remained soft in April, a new report by the National Association of Realtors (NAR) shows. Sales of existing homes — previously occupied properties, rather than newly built homes — resumed their long downward slide. The number of sales in April was off 3.4% from last month and…

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Tribune News Service · May 18, 2023

Latest mortgage news: Rates keep climbing

The Federal Reserve raised interest rates again in early May, and mortgage rates have responded by climbing. The average interest rate on 30-year mortgages rose to 6.66% this week, up from 6.58% last week, according to Bankrate’s national survey of large lenders.

Tribune News Service · May 18, 2023

Millennials and homebuying: Real estate adapts to the largest generation

Millennials are the largest generation in the U.S., and everyone has been expecting members of this massive demographic cohort to reshape the housing market. So far, however, it hasn’t quite happened.

Kiplinger · May 11, 2023

Don't Let Your Finances Control Your Mental Wellbeing — Here's How

Over half of U.S. adults claimed money had a negative impact on their mental health. Here's how to feel in control.

StockNews.com · May 9, 2023

The Pros of Investing in These 3 Gold Stocks in the Current Economic Climate

Gold is considered the ultimate safe-haven hedge against inflation as its value tends to rise in an uncertain economy. Recently, gold prices crossed the $2,000 level and a record high is in sight. Amid a volatile economic backdrop, investors could buy quality gold stocks Endeavour Mining (EDVMF), B2Gold (BTG), and…

Kiplinger · May 4, 2023

What the Fed's Latest Move May Mean For Savings Accounts

On Wednesday, the Federal Reserve raised rates yet again. Here’s what you need to know about the Fed’s impact on savings rates.

Fortune · May 3, 2023

Wedding guest are spending over $600 per wedding in 2023

Between travel, accommodations, attire, grooming, and gifts, wedding guests are shelling out hundreds to witness the big day.

Kiplinger · Apr 27, 2023

When Different Generations Think Kids Should Start Paying Their Own Bills

A new survey shows generations think differently about when kids should start paying their own bills.

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