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YOU WONT BELIEVE: 6 - What They Never Told You

More than half of Americans are using layaway or buy-now-pay-later programs to cover everyday essentials

More than 30 percent of Americans have used short-term financing schemes for groceries, report finds

The Independent UK

No, Gen Z's not drowning in buy-now-pay-later debt—yet. But experts warn it could trap them in a vicious cycle of overspending and impulse splurging

Gen Z is using payment plans to flexibly finance their lavish spending habits, but experts warn it could “trap” some shoppers in a vicious cycle of overspending and impulse splurging.

Fortune

Affirm Stock Dips Post Q3 Earnings: Is AFRM a Buy, Sell, or Hold?

The dip in AFRM is more like a breather than a breakdown. Affirm stock has seen a strong rally, climbing significantly over the past month.

Barchart

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Buy now, pay later a sign of the times

We're still taking out microloans for everything from Coachella to basic necessities

Salon

A quarter of U.S. consumers are now financing groceries with buy-now, pay-later as economic pressures mount, survey says

More than 40% of buy-now, pay-later users made a late payment in the past year, up from 34% the year before, according to data from Lending Tree.

Fortune

The new partnership between Affirm and Experian means the impulse-buying economy will be running headlong into America’s data-mining ecosystem

Buy-now-pay-later is a juggernaut that’s long been absent from consumers’ credit reports. A recent deal with Affirm means that’s no longer the case.

Fortune

Affirm Strikes Back: Can a New Deal Mitigate the Recent Loss?

Affirm's new partnership and strong financial performance suggest that the recent stock dip may offer long-term investors a buying opportunity.

MarketBeat

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Affirm Is Losing Big Time to Buy Now, Pay Later Rivals. Analysts Still Think It Can Gain 60% in 2025.

Walmart swapped Affirm for Klarna, sending AFRM stock diving. Yet, analysts still see big gains ahead.

Barchart

Klarna Buy Now, Pay Later Is Coming to a Walmart Checkout Screen Near You

How buy now, pay later options at Walmart could get easier after the retailer traded Affirm for Klarna.

Kiplinger

Buy Now, Regret Later?': DoorDash Will Let Americans Split Payments—But Experts Warn of Debt Danger

Analysts worry Americans are drowning in BNPL debt as they require no hard credit checks, leading many to buy goods and services they can't afford.

International Business Times UK

Affirm Stock: Should You Buy the Dip After Walmart Setback?

Affirm's stock dipped after Walmart chose Klarna, but its diverse network and strong financials suggest potential for long-term investors.

MarketBeat

Is Affirm Stock a Buy, Sell, or Hold As Rival Partners With Walmart?

Affirm’s rival Klarna secured a major partnership with OnePay, a fintech majority-owned by Walmart.

Barchart

Affirm Hits Profitability—Here’s What Investors Should Watch

Affirm Holdings is the leading buy now pay later (BNPL) provider and it finally turned a profit after posting another quarter of record revenues. This is next.

MarketBeat

Here’s what Erika Kullberg, the lawyer who “reads the fine print so you don’t have to,” has to say about managing your money in 2025

From why you should have an emergency fund to how Gen Z can budget better, the attorney and social media influencer has a lot to say on how to make your money work for you.

Fortune

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International Business Times

Buy Now, Pay Later: The Debt Trap You Didn't See Coming

Those who opt for BNPL actually have more debts than those who steer clear of this scheme.

The Conversation

Research suggests those who use buy-now-pay-later services end up spending more

Once, borrowing money to make a purchase was a relatively tedious process, not a spur-of-the-moment thing.

MarketBeat

Sleighing the Market: 3 Holiday Stock Winners

Investors are eyeing e-commerce platforms, home goods retailers, and flexible payment providers for potential gains this holiday season.

Barchart

Affirm Stock 2025 Prediction: Is AFRM a Buy or Sell After Its Recent Rally?

Affirm shares are up 124% over the last six months. Can they continue this run into the new year?

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news in one place.

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MarketBeat

2 AI-Powered Platforms Disrupting the Finance Industry

Discover how AI-powered fintech leaders Affirm (NASDAQ: AFRM) and Upstart (NASDAQ: UPST) are revolutionizing finance with innovative payment and loan solutions.

The Guardian - UK

Klarna chooses New York over London for much-anticipated IPO

US filing by one of world’s largest buy now, pay later firms seen as another blow to London Stock Exchange

The Independent UK

I can’t stop using Klarna to buy now and pay later – and I’m suffering the consequences

LET’S UNPACK THAT: You may have paid off your car via three instalments, but what about your Friday night takeaway? Ellie Muir found herself hooked on using ‘Buy Now Pay Later’ services and in a constant cycle of payment deadlines she couldn’t afford

The Guardian - UK

New ‘buy now, pay later’ rules to protect UK shoppers from 2026

Firms such as Klarna to be required to do affordability checks, but campaigners question delay in new rules

The Independent UK

People can use Klarna to pay for household repairs under new partnership

Klarna is working with small business platform Xero, so that smaller firms can accept payments.

International Business Times UK

How A $16 'Buy Now, Pay Later' Debt Blocked A Woman From Getting A Home Loan Despite $100k Savings

Lou, a final-year student working full-time in the tech sector, had to pay off her $16 outstanding BNPL debt and $38,000 in HECS student loans before securing a mortgage.

Salon

Buy now, pay later a "ticking time bomb"

The buzz around companies like Klarna and Afterpay has waned but repeat users fuel massive growth

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