Get all your news in one place.

100's of premium titles.
One app.

Get all your news in one place.

100's of premium titles. One news app.

RARE PHOTOS: 4 - The Real Truth

You Have $20,000 in Credit Card Debt. Would a 0% Balance Transfer Actually Save You Money?

A $20,000 credit card balance can make every monthly statement feel like an unwelcome sequel. A 0% balance transfer can look like the escape hatch, because moving that debt to a card with no interest during a promotional period can stop interest from chewing through payments. But a shiny “0%”…

The Free Financial Advisor · Sep 10

How Much Car Can You Actually Afford on a $75,000 Salary?

A $75,000 salary can put a surprisingly nice car within reach, but it does not mean a $50,000 car suddenly becomes a smart purchase. The real question involves more than whether a lender will approve the loan. It comes down to how much room the car leaves for housing, groceries,…

Clever Dude · Sep 10

A $20K Price Cut Usually Signals A Failed Inspection — What To Ask Before You Lowball

A $20,000 price cut can make a house look like the deal of the century. It can also be the financial equivalent of finding a suspiciously cheap steak at the grocery store and wondering what happened to it before it reached the clearance bin. When a seller suddenly drops the…

Clever Dude · Sep 10

From analysis to the latest developments in health,
read the most diverse news in one place.

The Seller Cut The Price 20K, Should You Offer Even Less?

A seller just cut $20,000 from the asking price, and suddenly the temptation appears: Why stop there? If the seller has already moved $20,000, maybe another $10,000 or $20,000 could disappear with the right offer.

Everybody Loves Your Money · Sep 9

A 30-Point Credit Score Increase Took 10 Months — Here’s What Actually Changed

A 30-point credit score increase sounds impressive until the calendar enters the picture. In this case, the improvement took 10 months, and that slow pace reveals something important about credit scores: meaningful progress usually comes from a string of small, repeatable decisions rather than one dramatic financial makeover.

The Free Financial Advisor · Sep 9

The Dealer Wants to Talk Monthly Payment. Here’s the Number You Should Ask for Instead

The dealer asks, “What monthly payment are you looking for?” It sounds like a perfectly reasonable question, but that number can make a car deal look much better than it actually is. The better question comes first: “What is the out-the-door price?”

Clever Dude · Sep 9

7 Bank-Safety Red Flags Emerging After FDIC Banks Posted $90.1B in Quarterly Profits

The nation’s FDIC-insured banks just posted $90.1 billion in net income for the second quarter of 2026, a 12% jump from the previous quarter. That sounds like excellent news for the banking industry, and it is, but a healthy industry does not automatically mean every bank customer has a perfectly…

The Free Financial Advisor · Sep 8

Read news from The Economist, FT, and more,
with one subscription

How Much House Can You Afford Without Becoming House Poor?

A house can look affordable on paper and still make the rest of your budget miserable. The real question is not how much a lender will approve, but how much you can spend on a home while still paying for groceries, saving money, handling emergencies, and enjoying life without checking…

Everybody Loves Your Money · Sep 7

8 Warning Signs Your Auto Loan May Be Putting Too Much Pressure on Your Budget

A car loan can look perfectly manageable when the payment fits neatly into the monthly budget, but that single number does not tell the whole story. If the payment leaves little room for groceries, savings, repairs, or an unexpected bill, the loan may already be putting too much pressure on…

Clever Dude · Sep 7

Why It’s Getting Harder To Receive A Mortgage In Some States

Getting a mortgage can feel like trying to get through an increasingly narrow doorway, and the experience can vary depending on where a buyer lives. New Consumer Financial Protection Bureau data shows that mortgage origination activity has changed differently from state to state, with some areas seeing declines in the…

The Free Financial Advisor · Sep 6

7 Signs Mortgage Trouble Is Growing in Your Local Housing Market

A housing market can look perfectly normal from the sidewalk while trouble quietly builds underneath it. A few homes sitting longer, some sellers trimming their asking prices, and a handful of foreclosure notices do not automatically spell disaster, but several of those signals appearing together deserve attention.

Everybody Loves Your Money · Sep 5

Signs a Credit Repair Company May Be Making Promises It Can’t Keep

A damaged credit score can make everything from financing a car to qualifying for an apartment more difficult, which makes an advertisement promising to “erase...

Saving Advice · Sep 5

Is It Getting Easier to Get a Mortgage Where You Live? What the CFPB Data Could Teach You

Mortgage shopping can feel like entering a contest where nobody will tell you the rules until after you hand over a mountain of paperwork. Yet the Consumer Financial Protection Bureau’s Home Mortgage Disclosure Act data can offer a surprisingly useful peek behind the curtain, showing how mortgage applications play out…

Everybody Loves Your Money · Sep 4

8 Credit Card Trends That Reveal Who Banks Are Lending to Right Now

Credit card lending offers a fascinating glimpse into how banks view borrowers right now, and the latest Consumer Financial Protection Bureau data provides plenty to chew on. The numbers show a credit card market that keeps moving, but not every borrower stands in the same line for new credit.

The Free Financial Advisor · Sep 4

Get all your
news in one place.

100's of premium titles.
One news app.

Everybody Loves Your Money · Sep 4

The Fed Just Highlighted a Strange Problem With Pay-in-4 Loans: Good Payments May Not Help Your Credit Either

Buy Now, Pay Later can make a purchase feel much less painful by breaking it into four smaller payments. But there is a strange catch hiding behind those tidy installments: making every payment on time may do absolutely nothing for a traditional credit score. The Federal Reserve recently highlighted that…

Kiplinger · Sep 3

The CFPB Has New Rules for You to Make Complaints

There are now more steps to file a complaint with the CFPB.

The Free Financial Advisor · Sep 3

10 States Where Homeowners Are Falling Furthest Behind on Their Mortgages

Mortgage trouble rarely starts with one dramatic financial disaster. More often, it creeps into a household budget through higher everyday expenses, an unexpected repair, a job change, or a few bills that suddenly seem determined to arrive at the same time. Recent Consumer Financial Protection Bureau mortgage performance data show…

The Free Financial Advisor · Sep 1

The Best Financial Decision May Be the One That Makes Your Net Worth Go Down

Net worth gets treated like the scoreboard of personal finance, but sometimes the smartest financial move makes that number smaller. Paying for a major home repair, replacing an unreliable car with cash, or using savings to eliminate expensive debt can leave someone with fewer dollars in the bank even while…

Get all your
news in one place.

100's of premium titles.
One news app.

Salon · Sep 1

How Vought reshaped regulation

Vought and his allies have reshaped the CFPB into an industry-friendly, less aggressive regulator

Clever Dude · Sep 1

Your Bank Can Close Your Account and Legally Refuse to Tell You Why

The first sign of trouble is rarely a letter. It’s the embarrassment of a declined debit card at the grocery store, then a notice on your banking app that the account is closed. No accusation. No phone call. Often no reason you can use.

Saving Advice · Aug 31

Should You Remove the Escrow Amount From Your Monthly Budget After You Pay Off Your Home—or Keep Saving It?

Making your final mortgage payment can feel like getting an enormous raise. If you’ve been sending the lender $1,800 every month, seeing that obligation disappear...

The Free Financial Advisor · Aug 31

Should You Pay Off a 0% Credit Card Before the Promotional Rate Ends?

A 0% credit card can feel like a rare financial freebie, but the deal comes with a ticking clock. If a balance remains when the promotional period ends, the regular APR generally kicks in on the remaining balance, which can turn a comfortable payment plan into a much more expensive…

Saving Advice · Aug 30

Before You Give an Adult Child Access to Your Bank Account, Understand These 5 Alternatives

Maybe you’re getting tired of managing bills, worried about what would happen during a hospitalization, or simply want an adult child to help keep an...

Latin Times · Aug 29

AI Deepfake Scams Are Draining the Remittances Latino Families Send Home — Here's How to Fight Back

Deepfake voice scams are draining remittances Latino families send home. Digital ID theft is up 84% in Latin America. Here's how to protect your transfers.

International Business Times · Aug 29

AI Agents Are Buying Things Online. Those Setting The Rules Aren't Govt. Regulators.

A 40-member industry body now governs the standard AI agents use to spend money. Washington has issued no rules of its own. The gap between them is where the risk lives.

1 … 3 4 5 6

Coverage From

People

From analysis to the latest developments in health,
read the most diverse news in one place.

Organisations

The Consumer Financial Protection Bureau

Consumer Financial Protection Bureau

70 stories

Read news from The Economist, FT, and more,
with one subscription

Topics

Places

Fourteen days free

Download the app

One app. One membership.
100+ trusted global sources.