EXPLAINED: 21 - The Real Truth

24-Year-Old Used Client Deposits To Pay Off Debt —Now He's $260K Down And Dave Ramsey Warns, 'They're Going To Go Ballistic'

When 24-year-old Matt called into "EntreLeadership" to speak with Dave Ramsey, he wasn't looking for a pep talk. He opened with brutal honesty: "I have $260,000 in super crappy debt," and admitted he spent client deposits to cover payroll and past mistakes. "Now I'm screwed," he said.

Benzinga · Jul 12, 2025

Caller With $9,000 in Collections Says She Followed Ramsey's Advice, Told Debt Collector 'I'm Broke. Sue Me'— Now She's Second Guessing It

After just one month of listening to "The Ramsey Show" and putting herself on a budget, a caller named Mary faced a moment that would shake most people: a credit card debt collector threatening to sue her over a $6,000 balance.

Benzinga · Jul 12, 2025

Dave Ramsey Was Stunned When A Caller Criticized His Cancer-Stricken Wife For Not Picking Up A Side Hustle—'But She Is Stable'

Dave Ramsey has heard it all over the years, but one recent call on “The Ramsey Show” caught him completely off guard. What started as a routine budgeting question turned into a tense exchange that left both Ramsey and co-host George Kamel visibly shaken.

Benzinga · Jul 12, 2025

55-Year-Old New York City Man Asks If He Should Take $1.6 Million Pension Lump Sum or Monthly Payments – Here's What Dave Ramsey Says To Do

    Most people hope to walk into retirement with a nice little nest egg. But what if you’re staring down a $1.6 million check and wondering, Should I take it — or let the pension ride? That was the exact dilemma one New York City couple brought to Dave Ramsey.

Benzinga · Jul 10, 2025

Dave Ramsey Tells Debt-Laden 28-Year-Old To Skip Courthouse Wedding: 'You'll Tell This Story' Forever

Personal finance guru Dave Ramsey guided a 28-year-old North Dakota caller away from a courthouse wedding, despite the couple’s substantial debt burden of $205,000 against their combined $240,000 income.

Benzinga · Jul 10, 2025

Dave Ramsey Warns A 28-Year-Old To Avoid Investing In A Business With Zero Experience: 'You Have No Freaking Idea What You're Getting Into'

Financial radio host Dave Ramsey regularly discusses finances on his show. He frequently helps people navigate debt, offers suggestions on how to save and invest money, and provides personalized insights.

Benzinga · Jul 9, 2025

Dave Ramsey Warns Americans Against Prioritizing Kids' College Funds Over 401(k)s — Says It Doesn't Make You 'Bad Parents'

Dave Ramsey, a renowned personal finance expert, has shared his views on the prioritization of 401(k) plans over college funds. He believes that saving for retirement should take precedence over saving for a child’s college education.

Benzinga · Jul 9, 2025

Dave Ramsey Values A Quality Marriage And Relationship Over Money, He Once Schooled A Caller Who Hid Money From Wife That 'Spends Too Much'

Personal finance broadcaster Dave Ramsey says marital honesty beats any bank balance, scolding a caller who admitted hiding "millions of dollars" from his wife because she "spends too much."

Benzinga · Jul 9, 2025

A 50-Year-Old Mom Forgot She Had A Tech Stock —Turns Out It's Worth $18 Million, Dave Ramsey Warns, 'Don't Keep All Your Eggs In One Basket'

Most people forget where they put their keys. This mom forgot where she parked her stock account — and when she finally logged in, there were $18 million reasons to pay attention.

Benzinga · Jul 8, 2025

Dave Ramsey Encourages Parents To Get Honest About What They Can Afford For Their Children's College Education: 'No Student Loans'

Financial radio host Dave Ramsey recently had a caller describe a messy situation. The caller says that her father blames his three daughters for being broke. Shortly after this admission, she shared the details. 

Benzinga · Jul 7, 2025