RARE PHOTOS: Hecm | Rare Historical Photos

50% of Retirees Will Need Long-Term Care at 85: How Will Your Retirement Plan Today Address That?

Do you know how you'll afford to age in place, help kids and grandkids now and after you pass and avoid making compromises on your healthcare?

Kiplinger · Jun 16

The 75% Safety Net: How All-Asset Retirement Planning Helps Reduce Your Investment Risks

You combine your housing wealth and lifetime annuities to help ensure that an average of three-quarters of your retirement income is not subject to market risk.

Kiplinger · May 19

Does Your Retirement Plan Ignore Half of Your Net Worth? Here's How You Can Tap Your Housing Wealth for a More Robust Retirement

Including your housing wealth in your retirement plan can lead to higher lifetime income and a larger legacy than a plan based on selling the home for the cash.

Kiplinger · Apr 7

Treat Home Equity Like Other Investments in Your Retirement Plan: Look at Its Track Record

Homeowners who are considering using home equity in their retirement plan can analyze it like they do their other investments. Here's how.

Kiplinger · Oct 17, 2025

What the HECM? Combine It With a QLAC and See What Happens

Combining a reverse mortgage known as a HECM with a QLAC (qualifying longevity annuity contract) can provide longevity protection, tax savings and liquidity for unplanned expenses.

Kiplinger · Jun 6, 2025

Retirement Income Planning for Unfunded Health Care Costs

Retirement income plans often don't include late-in-life health or long-term care expenses. Here's how to cover for the unplanned withdrawals to pay for those.

Kiplinger · Feb 4, 2025

How Combining Your Home Equity and IRA Can Supercharge Your Retirement

While many retirees own an IRA and a home, very few are considering how they could work together in a plan for retirement income.

Kiplinger · Dec 10, 2024

How to Create a Retirement Plan That Checks All Your Boxes

You might consider starting with a model retirement plan that has already been assembled and is ready to be refined to meet your objectives.

Kiplinger · Oct 9, 2024

A Different Way to Approach Your Mortgage in Retirement

Conventional wisdom says don't carry any mortgage into retirement, and if you can manage that debt-free feat, good for you. But there are other options.

Kiplinger · Aug 28, 2024

Would a Reverse Mortgage Work for You in a Gray Divorce?

If you're getting a divorce but are reluctant to sell your home or can't afford to buy out your spouse's half, a reverse mortgage could be a solution.

Kiplinger · Aug 21, 2024