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FOUND: 28 | Mind Blowing Facts

New Senior Deduction Could Dramatically Raise Tax Refunds — Here’s Who Qualifies

If you’re 65 or older, the IRS just handed you a major win. The new Senior Bonus Deduction (part of the One Big Beautiful Bill Act) lets eligible seniors deduct an extra $6,000 from their taxable income. For married couples filing jointly, that doubles to $12,000, potentially reducing your tax…

Clever Dude

Crypto Taxes: 6 States Most Likely To Cut Into Your Gains

Crypto taxes vary by state, with the IRS treating digital assets like property. See how tax laws, capital gains rules & reporting requirements impact investors.

GOBankingRates

Taxes Are Still Complicated, and It’s Costing Americans Billions — How You Can Save This Season

Americans brace for tax season each spring, and each time we seem to be reminded of an uncomfortable truth. That is, the US tax system is so complicated.

GOBankingRates

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7 IRS Letters Seniors Should Never Ignore After Filing

Opening your mailbox and seeing that distinctive “Internal Revenue Service” return address is enough to make anyone’s heart skip a beat. But here’s the thing:...

Saving Advice

Ask the Editor, January 16: Tips for Filing Your Form 1040

In this week's Ask the Editor Q&A, Joy Taylor answers questions on preparing and filing your 2025 Form 1040.

Kiplinger

8 Tax Credits Boomers Miss Because Income Falls in the Middle Zone

If you’re a Baby Boomer navigating the 2026 tax season, you might feel like you’re stuck in no-man’s-land. You don’t have the high-flying income of...

Saving Advice

7 Filing Status Errors Widows Make the First Year Alone

Losing a partner is one of life’s most devastating transitions, and the last thing anyone wants to think about while grieving is the IRS. But...

Saving Advice

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10 Tax Documents Seniors Should Gather Before Meeting an Accountant

It’s January 15, 2026, and for most retirees, that means the “tax season sprint” has officially begun. But before you rush into your accountant’s office...

Saving Advice

8 Ways Charitable Giving Can Still Reduce a Late-Winter Tax Bill

It’s mid-January, and while the holiday “giving season” is technically over, the “saving season” is just beginning. If you’re looking at your preliminary 2026 tax...

Saving Advice

9 Tax Traps To Watch Out for Before You Sell Property

Rules, deadlines and overlooked details can affect how much profit you keep. While most people assume taxes will be straightforward, experts say otherwise.

GOBankingRates

5 Ways Trump Has Promised Americans Cash — and When You May Get It

Here are five ways Trump has promised Americans cash and when you may get it.

GOBankingRates

Warning: The New “SALT Cap” Rule That Affects Homeowners in 2026

For years, homeowners in high-tax states have complained about the $10,000 cap on State and Local Tax (SALT) deductions. It felt like a penalty for living in a nice neighborhood with good schools. Washington finally moved the needle, and the new tax legislation has technically raised that cap to $40,000…

Budget and the Bees

A Free Tax Filing Option Has Disappeared for 2026: Here's What That Means for You

Tax season officially opens on January 26. But you'll have one less way to submit your tax return for free. Here's what you need to know.

Kiplinger

IRS Alert: Why Men Under 60 Are Getting Flagged for This One Retirement Withdrawal

The moment feels triumphant. You’ve built a retirement account, life throws a curveball, and there’s money sitting right there with your name on it. Tap it now, sort things out, move on.

Clever Dude

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Saving Advice

10 Tax Filing Errors Retirees Make During Early Preparation

For many retirees, being organized is a point of pride. The moment the clock strikes midnight on New Year’s Eve, the hunt for the 1099s...

Roll Call

House passes second spending package with more bills in pipeline

The package moves now to the Senate, which isn’t expected to take it up until the final week of January after a week-long recess.

Clever Dude

IRS Warns: Routine Financial Patterns Are Triggering Surprise Reviews for Millions of Americans

Around 6 in 10 Americans have expressed that they have anxiety about being audited at tax time. As the IRS taps into AI and other tools, the fear of being audited is at an all-time high. The IRS has recently expanded its use of third-party data analytics and digital behavior…

The Free Financial Advisor

IRS Warning: That Venmo Payment for Your Garage Sale Just Triggered a Surprise Tax Bill

It’s a wonderful moment when Venmo confirms a payment has hit your bank account, especially when it’s a garage or yard sale. A stranger happily walks away with your old coffee table, and you feel like a decluttering champion who just earned a few extra bucks.

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The Free Financial Advisor

The January Paycheck Shock: The ‘Hidden’ Tax Rule That Just Lowered Take-Home Pay for Middle-Class Families

January is usually a month of fresh starts, new resolutions, and maybe a little post-holiday gloom—but this year, many middle-class families opened their first paycheck of the year and got hit with a jolt that didn’t involve the gym or a diet plan. Somehow, magically, their take-home pay shrank. Not…

Saving Advice

The Schedule 1-A Snare: Why 1 in 4 Seniors Won’t Get the $6,000 OBBBA Tax Deduction

The passage of the One Big Beautiful Bill Act (OBBBA) was heralded as a historic win for American retirees, promising a massive $6,000 tax deduction...

Saving Advice

IRS Warning: The 2026 “Audit Alarms” Triggered by Routine Venmo and Zelle Transfers

If you regularly use apps like Venmo, PayPal, or Zelle to split dinner checks with friends or send a birthday gift to a grandchild, you...

Saving Advice

The $2.00 “Raise”: A Step-by-Step Guide to Auditing Your Jan 2026 SS Statement for Errors

If you recently checked your bank account and found that your 2026 Social Security “raise” was closer to the price of a cup of coffee...

Kiplinger

How to Use Your Health Savings Account in Retirement

Strategic saving and investing of HSA funds during your working years can unlock the full potential of these accounts to cover healthcare costs and more in retirement.

Kiplinger

When Can Tax Planning Be an Act of Love? This Family Found Out

How can you give stock worth millions to a loved one without giving them a huge capital gains tax bill? This family's financial adviser provided the answer.

Saving Advice

Older Adults Are Seeing Delays in State Tax Refund Processing

For many retirees, the arrival of a state tax refund is a highly anticipated financial event. It might be earmarked for a property tax bill,...

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