UNBELIEVABLE: 5 | History Defined

You’re Maxing Out Your 401(k) but Have No Emergency Fund. Is That Backwards?

Putting every available dollar into a 401(k) can feel like the ultimate financial gold star. The problem starts when retirement savings look fantastic but a broken furnace, surprise car repair, or sudden income interruption would send the household scrambling for a credit card. In that situation, the question is not…

The Free Financial Advisor · Sep 14

Your Home Is Worth $400,000. Here’s What You Could Actually Walk Away With If You Sold Today

A home worth $400,000 sounds like a $400,000 payday, right? Not quite. If the house sold today, the money from the sale would first have to cover the remaining mortgage, selling expenses, and other obligations before the seller could celebrate the amount that actually lands in the bank account.

Everybody Loves Your Money · Sep 14

Downsizing in Retirement Can Save Money — But These 6 Costs Can Erase the First-Year Savings

Selling a large house and moving somewhere smaller sounds like straightforward retirement math: lower property taxes, cheaper utilities, less maintenance, and perhaps a pile of...

Saving Advice · Sep 12

Why filling up your IRA before your 401(k) could leave you vulnerable

Americans have contributed more money to IRAs than any other retirement account but few consumers know the elevated risk the accounts present

The Independent UK · Sep 10

5 Money Moves in an Ugly Divorce That Can Cost You the House and a Tax Bill Years Later

Divorce can turn a family home into the biggest bargaining chip in the room, especially when both spouses want the house, neither wants the mortgage, and everyone wants the other person to pay. A decision that feels like a clean break today can leave one former spouse tied to a…

Everybody Loves Your Money · Sep 9

IRS Opens 2027 Corporate Tax Compliance Program — Applications Due October 30

Large corporations interested in resolving federal tax issues with the IRS before filing their returns have a limited window to apply for a program designed to do exactly that. The Internal Revenue Service announced on September 8 that it is accepting applications for the 2027 Compliance Assurance Process, commonly known…

The Free Financial Advisor · Sep 9

The signs you are upper-middle class

Being upper-middle class isn’t just about income - taxes, investing and other factors play a role

The Independent UK · Sep 8

7 Things to Do With Your Money Before the Final Quarter of the Year

September can be one of the most useful months on the financial calendar. There is still enough time to change retirement contributions, prepare for holiday expenses, correct tax withholding, and deal with expensive debt—but the end of the year is close enough that you can see where your money actually…

Budget and the Bees · Sep 8

IRS Raises Clean Electricity Production Tax Credit to 3.1 Cents Per Kilowatt-Hour for 2026

Clean electricity producers may qualify for a federal tax credit of up to 3.1 cents per kilowatt-hour in 2026 after the IRS published its annual inflation adjustment for the Clean Electricity Production Credit. The IRS announced the updated amounts in a Federal Register notice published September 4. The credit, established…

The Free Financial Advisor · Sep 8

IRS Urges Taxpayers to Get an IP PIN to Help Stop Tax Identity Theft

The IRS is urging taxpayers to take several steps now to make it harder for identity thieves to use stolen personal information to file fraudulent...

Saving Advice · Sep 8