NZ’s retirement debate: Will tinkering today spell more trouble tomorrow? For generations of New Zealanders, a lifetime of work has come with the promise of a secure and happy retirement. The Conversation · Jul 14
KiwiSaver payments have to rise – but earners shouldn’t be penalised if they can’t afford it The 2020s haven’t exactly been a golden age for getting ahead. The Conversation · Mar 31
The Iran crisis is hitting KiwiSaver balances – but market volatility can work for you too As well as checking the news for updates on events in the Middle East, many New Zealanders are also nervously checking their KiwiSaver balances. The Conversation · Mar 15
Lifting Kiwisaver contributions to 12% makes sense – when the whole scheme is fixed On the face of it, the National Party’s proposal to lift KiwiSaver contributions to 12% over the next six years sounds reasonable. The Conversation · Nov 24, 2025
NZ First wants a compulsory KiwiSaver. Boosting the Super Fund is a better bet An ageing population not saving fast enough for its retirement has been called a “timebomb” and a looming crisis, with many New Zealanders facing the prospect of hard times when they stop earning. The Conversation · Sep 15, 2025
As house prices drop, will the retirement nest egg still be such a safe bet? Changes to KiwiSaver, global economic uncertainty and predictions house prices could drop by as much as 20% by 2030 all mean retirement is looking very different to how it once did. The Conversation · Jul 15, 2025
KiwiSaver at a crossroads: budget another missed opportunity to fix NZ’s underperforming retirement scheme When KiwiSaver was introduced in 2007 it was built on a stark reality: New Zealand Super alone will not be enough for most people to retire with dignity. The Conversation · May 23, 2025
NZ Budget 2025: funding growth at the expense of pay equity for women could cost National in the long run In 1936, when the National Party was created through a merger of the United and Reform parties, there was a recognition among the power brokers that attracting women’s votes was crucial. The Conversation · May 22, 2025
KiwiSaver shakeup: private asset investment has risks that could outweigh the rewards New Zealand’s superannuation is no longer enough to live on for the country’s retirees. Research has found people need hundreds of thousands in savings to live a comfortable life after work. The Conversation · Feb 2, 2025
Coalition plan to give first home buyers access to super would benefit ‘those who already own housing’ Saul Eslake report finds plan would cause Australian property prices to rise at a faster rate The Guardian - AU · Sep 18, 2024
Want NZ banking to be more competitive? Then make it easier to switch banks The Commerce Commission’s banking market study has concluded more competition is required to reduce the profits of the big four banks. But the report suggests increasing competition may be ineffective unless customers are easily able and willing to switch between banks. The Conversation · Aug 22, 2024
Owner beware: 4 reasons why selling part of Kiwibank could do more harm than good To sell, or not to sell – that is the question various governments have asked since Kiwibank was established in 2002. Now it’s the turn of the current National-led coalition to examine the bank’s state ownership. The Conversation · Aug 1, 2024
Know thyself, know thy finances: which of the 5 money personalities are you? When it comes to money, are you a big spender or a fearful saver? Do you give away all your money or ignore financial demands until they become urgent? The Conversation · Jun 18, 2023
NZ government in super tax backtrack A policy to streamline tax treatment of New Zealand super providers has been killed after 24 hours when the government realised it would cost Kiwis millions. AAP · Aug 31, 2022
The Guardian - AU · May 19, 2022 Coalition plan allowing first homebuyers to use super could shrink all workers’ retirement savings, industry analysis finds Industry Super Australia finds returns to members would decrease as funds would have to keep more cash on hand, reducing amount that can be invested
AAP · May 17, 2022 Super home withdrawals common overseas In New Zealand, Kiwisaver withdrawals are an accepted option to help people access the housing market.
The Conversation · Mar 29, 2022 The coming storm for New Zealand’s future retirees: still renting and not enough savings to avoid poverty A large number of New Zealanders are facing a perfect storm at retirement, with minimal savings and no house, raising the risk that thousands will enter old age in poverty.