DARK SECRETS: 11 - The Real Truth

Tell us: what’s your experience with buy now, pay later schemes in the UK?

We want to hear from people using companies like Klarna and Clearpay and if they worry about debt issues

The Guardian - UK · Aug 9, 2023

Buy now, pay later medical loans on rise as desperate patients go private amid NHS backlogs

Finance firms defend credit deals as ethical but health experts warn of spiralling public indebtedness

The Guardian - UK · Aug 6, 2023

Buy now, pay later firms stay unregulated – and Britons are racking up debt

Estimates suggest one in 10 consumers who use companies such as Klarna and Clearpay end up with debt collectors as no safeguards in place

The Guardian - UK · Aug 2, 2023

Klarna makes major change to payment choices 'to put customers interests' first'

People shopping directly through the KIarna app will be able to "opt out" of using credit which Klarna says will help people manage their money better and prevent debt

Daily Mirror · May 24, 2023

Bing Chat will get boosted by plugins — here's which ones are on the way

Several plugins are on the way to Bing Chat, including Expedia, Insacar, Kayak, and Zillow. The AI-powered chatbot will greatly expand its capabilities by integrating with popular apps and services.

Windows Central · May 23, 2023

Buy now, pay later services will be considered credit products by the end of the year. Here's how it will work

The federal government will classify buy now, pay later options as credit products, as part of sweeping changes to protect both consumers and the industry. Here's what it means in practice.

ABC News · May 22, 2023

Buy now pay later: Klarna is courting young shoppers with Paris Hilton and TikTok-style algorithms – here's why it's a problem

After adding a few too many items to your online shopping cart, you head over to the payment page to check out. Alongside the usual credit card and PayPal payment fields, you see an enticing new option. A colourful button offers to allow you to spread your payment over several…

The Conversation · May 17, 2023

Sweden’s Klarna burned through $100 million a month to become a buy-now-pay-later giant in the U.S. Can ChatGPT help it turn a profit again?

Klarna, a pioneering fintech startup, seeks a rebound after a year marked by layoffs and a plummeting valuation.

Fortune · Apr 27, 2023

Americans Go Deeper Into Debt as They Use Buy Now, Pay Later Apps for Groceries

With inflation squeezing budgets, more consumers are turning to instant credit apps to make ends meet.

Businessweek · Apr 18, 2023

Are we returning to an era of delayed gratification? I hope so

Human beings can be well served by waiting around for pleasures. The truth is, writes Vic Groskop, healthy anticipation makes our lives more enjoyable

The Guardian - UK · Apr 16, 2023