DARK SECRETS: Kotak - The Real Truth

Indian banks' Q2FY27 earnings seen rising 11%; FCNR deposits may weigh on margins: Kotak

Indian banks are projected to see an 11 percent year-on-year growth in earnings for the second quarter of FY27. The report anticipates that private sector banks will perform better than public sector banks during this period. Deposit growth is supported by significant FCNR inflows, which may temporarily decrease net interest…

The Economic Times · 2h ago

Indian IT’s Q2 earnings dilemma deepens: More deals but weaker growth and falling pricing power

As Indian IT firms gear up for their Q2 earnings report, the landscape appears mixed. Strong deal activity persists, yet clients are pushing for higher efficiency, leading to a notable decline in revenue growth. Large IT companies may witness their weakest growth in three years, primarily due to acquisitions rather…

The Economic Times · Oct 5

Kotak warns small and midcap euphoria may turn sour as investors chase quick returns

India’s stock market shows a sharp divide, with investors favouring small and midcaps despite stretched valuations while overlooking relatively attractive largecaps. Kotak Institutional Equities says price momentum and popular growth narratives are driving sentiment more than underlying value and fundamentals.

The Economic Times · Oct 1

IRDAI’s commission crackdown: Why insurers may cope but distributors face a tougher test

Transformations are on the horizon for India's insurance industry, with new proposals from the Insurance Regulatory and Development Authority of India aiming to streamline product distribution and limit commissions. These changes could lead to lower insurance premiums, but distributors heavily reliant on commissions might struggle. Insurers like SBI Life, known…

The Economic Times · Sep 28

How to Set a Festival Budget That Keeps Your Diwali Spending From Becoming January Debt

Start With What You Actually Have, Not What You Hope to HaveThe single most common festival budgeting mistake is planning against expected money, a bonus that has not arrived, a freelance payment that is two weeks late, a relative who might contribute. Plan only against money already in your account.…

Times Life · Sep 8

ITC’s tobacco business is going cheap but Kotak Institutional Equities thinks market has it wrong

Kotak Securities estimates ITC’s tobacco business is valued at just 11X forward earnings, suggesting potential undervaluation. The brokerage sees stronger growth in non-tobacco businesses and believes splitting ITC’s tobacco and non-tobacco operations could unlock significant shareholder value.

The Economic Times · Sep 5

Corporate stress remains benign despite IBC delays and deep haircuts: Kotak

India's corporate credit cycle is expected to remain stable in the near future. Strong corporate balance sheets and moderate debt levels support this positive outlook. However, the Insolvency and Bankruptcy Code faces ongoing delays and low recovery rates. Manufacturing leads sector contributions to resolution plans under the IBC. Recent reforms…

The Economic Times · Sep 3

Forex Card, Cash or Indian Debit Card Abroad: What Each Option Really Costs You

The Forex Card: Predictable Rates, Hidden ConditionsA forex card locks in the exchange rate at the time you load it. If the rupee weakens mid-trip, you are insulated. That is the genuine advantage, and it is real. Banks like HDFC, ICICI, SBI, and Thomas Cook issue multi-currency forex cards that…

Times Life · Sep 3

Kotak Mahindra Investments' CFO Siddarth Gandotra resigns, Hiren Vora to succeed

Siddarth Gandotra resigns as CFO of Kotak Mahindra Investments Limited on August 31, 2026. Hiren Vora will assume the CFO role starting September 1, 2026. Vora brings eighteen years of experience within the Kotak group. Finance Minister Nirmala Sitharaman called for banking sector reform recommendations. A high-powered committee will examine…

The Economic Times · Aug 27

Exports key for mobile brands to maximize Mobile Phone Manufacturing Scheme incentives: Kotak

New mobile phone manufacturing incentives will prioritize export growth for brands. Domestic market growth alone may not meet scheme targets. Exports are seen as the key lever for maximizing incentive payouts. The scheme aims to boost India's global manufacturing competitiveness. It also supports domestic brands in achieving technological sovereignty.

The Economic Times · Aug 25