Average five-year mortgage falls below 5% for first time since May 2023 Financial information website Moneyfacts said the average five-year fixed homeowner mortgage rate on Thursday was 4.99%. Evening Standard · Aug 21, 2025
Boost for homeowners as average UK mortgage rate hits ‘turning point’ Mortgage rates hit a peak of 6.65 per cent following a disastrous mini-budget in 2022 The Independent UK · Aug 13, 2025
Average two-year mortgage rate dips below 5% for first time since mini-budget Moneyfactscompare.co.uk, which released the figures, described the dip on Wednesday as a ‘symbolic turning point’. Evening Standard · Aug 13, 2025
Bank of England Cuts Interest Rates to 4% — Is This the Calm Before the Storm? The Bank of England has cut interest rates to 4% for the first time since 2023, signalling relief for borrowers but uncertainty ahead amid persistent inflation and slow growth. International Business Times UK · Aug 7, 2025
UK interest rate cut: what does it mean for mortgages and savings? Base rate reduction to 4% will hit some savers, but people with tracker home loans will see immediate benefit The Guardian - UK · Aug 7, 2025
Voices: If interest rates fall, could the 3 per cent mortgage make a comeback? COMMENT : The governor of the Bank of England has hinted at a cut in rates thanks to the government’s decision to tax jobs. James Moore shares the welcome news that mortgages will get cheaper – but adds a note of caution The Independent UK · Jul 14, 2025
Credit card purchase costs ‘jump to highest level in nearly 20 years’ Despite rising costs, borrowers may be encouraged that providers have expanded their 0% purchase and balance transfer deals, Moneyfacts said. Evening Standard · Jun 17, 2025
Savings product choice ‘at record levels but some rates at a two-year low’ Moneyfacts’ savings figures were released ahead of the next Bank of England base rate decision this week. Evening Standard · Jun 16, 2025
Five common banking mistakes – and how to avoid making them If you are sticking loyally with a bank, using an overdraft or failing to read the small print, you may well be losing out The Guardian - UK · May 18, 2025
Sort your life out in 30-minute chunks: how to make the most of a Power Half Hour Edit your wardrobe, do a beauty blitz, organise your savings … Experts share tips on the tasks best tackled in small bites The Guardian - UK · May 17, 2025
UK savers urged to ‘act now’ before interest rates start falling Experts say there are competitive products available despite expected Bank of England rate cut The Guardian - UK · May 7, 2025
Mortgage rates estimates: How much will my repayments go up or down in 2025? Interest rates remain in flux in the UK but are likely to change this year - here’s how it might affect your pocket The Independent UK · Apr 29, 2025
HSBC and Co-op Bank cut mortgage rates as Halifax and Lloyds ease rules Lenders stepping up mortgage price war in apparent response to financial turmoil sparked by US tariffs The Guardian - UK · Apr 15, 2025
UK mortgages: warning over big fees as homebuying season arrives The sums lenders charge to secure the best rates have risen in the past five years – and can make a loan much more expensive The Guardian - UK · Apr 5, 2025
The Guardian - UK · Mar 18, 2025 Isas: six steps to take before the April allowance deadline From shopping around to filling up an existing pot, follow these tips on a tax-efficient way to save or invest money
The Guardian - UK · Feb 28, 2025 Cash Isa providers fail to offer savers benefits of more flexible rules While they offer attractive interest rates, many providers won’t let savers open a second Isa account in the same tax year
Evening Standard · Feb 25, 2025 Choice of buy-to-let mortgage deals reaches highest point on website’s records Some average rates have crept up month-on-month, Moneyfactscompare.co.uk said.
The Independent UK · Feb 18, 2025 NS&I announces changes to Premium Bond prizes It comes as the choice of cash savings products has reached the highest on its records going back to 2007
Evening Standard · Feb 18, 2025 Fewer big money Premium Bonds prizes available from April draw The total value of the prize pot will reduce from April, but the odds of winning will remain the same, at 22,000 to one.
The Guardian - UK · Feb 17, 2025 UK savers urged to ‘act now’ and shake off their Isa apathy With the savings ‘season’ starting early, there are many advantageous deals out there. But for how long?
Evening Standard · Jan 20, 2025 Average shelf life of a fixed-rate bond plunges as providers reprice deals Savings providers have been watching the markets very closely and in December repricing activity was prevalent, Moneyfacts said.
Evening Standard · Jan 13, 2025 Rate gap between two and five-year fixed mortgages narrowest since 2023 Borrowers who preferred to lock into shorter-term mortgages ‘may be pleased’ to see the gap drop to its lowest margin in two years, Moneyfacts said.
Evening Standard · Dec 16, 2024 Choice of cash savings deals reached highest level on website’s records Moneyfacts counted 2,117 savings deals in December, marking the highest number on its records, which started in 2007.
Evening Standard · Dec 9, 2024 Mortgages: Jump in average fixed-rate mortgages recorded in December Lenders will need to grapple with future uncertainty surrounding interest-rate pricing while aiming to hit any year-end targets
The Independent UK · Dec 9, 2024 Jump in average fixed mortgage rates recorded in December, says Moneyfacts Lenders would need to grapple with future uncertainty surrounding interest-rate pricing while aiming to hit any year-end targets, the firm said.