DARK SECRETS: 4 | Vintage Vibes

As the Isa deadline approaches, it’s time to do your homework

Savers have until April to use all of their allowance. But there’s confusion about how the tax-efficient system works and whether it is worth investing in at all

The Guardian - UK · Feb 5, 2024

UK banks expect sharp rise in defaults on unsecured debt

Lenders forecast biggest quarterly increase in missed repayments on credit cards and loans since 2009

The Guardian - UK · Jan 18, 2024

NS&I to cut Premium Bonds prize rate, with fewer big money prizes

NS&I’s announcement is ‘the biggest sign yet’ that a rates bonanza enjoyed by savers is coming to an end, a finance expert said.

The Independent UK · Jan 11, 2024

Isas: UK savers to get freedom to chase better deals as rules change

Shake-up will mean people can pay into more than one Isa of the same type, but experts say £20,000 limit should also rise

The Guardian - UK · Nov 25, 2023

‘Savage pruning’ for returns on Green Savings Bonds

Savings giant NS&I has launched a new issue of its Green Savings Bonds, with a new rate of 3.95%, compared with 5.70% for its previous issue.

The Independent UK · Nov 14, 2023

Cohabiting couples: your rights on money, property, tax and more

These are different from those of a spouse, so here’s what you need to know

The Guardian - UK · Nov 13, 2023

FCA finds significant increase in number of people buying now and paying later

The regulator said it wants to ensure that consumers, particularly those in vulnerable circumstances, have adequate protections.

The Independent UK · Oct 31, 2023

How to choose the right UK health insurance

From saving money with an excess or discounts to weighing up the ethics

The Guardian - UK · Oct 23, 2023

Pensioners could be set for inflation-busting state pension rise next April

Experts have said a potential increase to the state pension of 8.5% could re-ignite the debate around the sustainability of the triple lock.

The Independent UK · Oct 18, 2023

How to get the best out of using a credit card

They are not for everyone but can reap rewards if handled in the right way

The Guardian - UK · Oct 1, 2023