FORGOTTEN HISTORY: 18 | History Defined

3 Social Security Changes Senators Are Debating — And Which Could Happen First

Social Security’s financial deadline is getting close enough that lawmakers can no longer treat reform as a problem for some distant Congress. The 2026 Social...

Saving Advice · Aug 17

The 10-Year Retirement Countdown: What to Check When Retirement Stops Feeling Far Away

Retirement can feel wonderfully vague when it sits 20 years away, but the mood changes when the calendar puts a decade between today and the last day at work. Ten years gives plenty of time to make meaningful improvements, but it also puts enough pressure on the plan to reveal…

The Free Financial Advisor · Aug 17

Student Debt Could Take a Chunk Out of Older Americans’ Social Security — Sanders, Warren Back New Bill to Stop It

Older Americans and borrowers with disabilities who default on federal student loans could get new protection from having their Social Security benefits garnished under legislation introduced Monday by Democratic lawmakers.

Benzinga · Aug 17

Hitting Your Retirement Number Is Not Your Cue to Retire: You Still Have This Question to Answer

Hitting your savings goal is worth celebrating, but you're not done with retirement planning. Next, ask yourself how you'll keep more of what you saved.

Kiplinger · Aug 16

Should Retirees Still Keep an Emergency Fund? The Answer Changes After You Stop Working

For most of your working life, emergency-fund advice probably sounded straightforward: keep enough cash available to survive a few months without a paycheck. Then you...

Saving Advice · Aug 16

Social Security Benefits Stop Growing at 70 — But These Retirement Decisions Don’t

Waiting to claim Social Security can pay off, but there is a point when waiting longer stops helping. The Social Security Administration explains that retirement...

Saving Advice · Aug 16

Thrive in Your First Year of Retirement

As a record number of Americans turn 65, staying flexible — in your finances and your plans — will be key to achieving your best post-work life.

Kiplinger · Aug 15

Why 65 Is the Most Dangerous Number in Your Retirement Plan

Life expectancy has risen sharply since 65 was set as the age to stop working. You might need to support yourself for 30 years or more. Here's how to prepare.

Kiplinger · Aug 15

Federal Estate Tax vs. State Estate Tax: What Ordinary Families Need to Know

Federal estate tax and state estate tax sound like two versions of the same financial headache, but they follow different rules and can affect different families. In 2026, the federal estate tax basic exclusion amount reaches $15 million for someone who dies during the year, which puts the federal tax…

The Free Financial Advisor · Aug 15

6 Reasons a $1 Million Retirement Portfolio Can Support Very Different Lifestyles

A $1 million retirement portfolio can look wildly different from one household to another. For one retiree, it might support frequent travel, restaurant dinners, and a comfortable home, while another person with the same portfolio may spend carefully to preserve flexibility for future expenses.

The Free Financial Advisor · Aug 15