How to smart-manage higher 2026 RMDs and lower your tax bill Required minimum distributions are unwelcome for many high-income retirees because of the implications for their tax bills The Independent UK · Sep 22
Social Security 2027 COLA: These 10 states could see the biggest dollar increase, with benefits as high as $2,256 a month Social Security beneficiaries are waiting for the official 2027 COLA announcement, expected on October 14. While the latest forecast estimates a 3.5% increase, retirees in states with higher median Social Security benefits could see larger dollar increases. Here are the 10 states with the highest median monthly Social Security benefits,… The Economic Times · Sep 22
EPF wage ceiling at Rs 25,000: What it means for employees, employers and take-home pay The Union Cabinet approved raising the EPF wage ceiling to Rs 25,000. This change impacts mandatory PF contributions for employers and employees. Actual PF contributions depend on an employee's defined wage structure. Employers must bear their increased PF share as a statutory cost. This enhancement aims to strengthen long-term retirement… The Economic Times · Sep 22
Remarrying at 50? The Beneficiary and Pension Traps to Settle Before You Sign the License Remarrying at 50 can change who receives retirement money after death, who controls certain benefits, and whether an old divorce agreement still matters. The wedding license may take minutes, but untangling beneficiary forms and pension elections can take much longer. Clever Dude · Sep 21
Medicare Costs Are Rising in 2027 — Experts Tell Us What Retirees Should Do Now The 2026 Medicare Trustees Report indicates that premiums and deductibles for Medicare Parts A and B will rise next year. However, policy experts and insurance... Saving Advice · Sep 21
Take Social Security at 62 or Spend Savings First? Taking Social Security at 62 can put money in the bank sooner, but spending retirement savings first could preserve a larger monthly benefit later. That creates a surprisingly tricky retirement decision because neither choice works in isolation. The Free Financial Advisor · Sep 21
Social Security payments worth up to $5,181 are going out this week: Here’s who gets paid September 23 and why most retirees won’t receive that much Social Security payments are going out this week, with the next round scheduled for September 23, 2026. Here’s who is eligible for the payment, how the $5,181 maximum benefit works and why most retirees will receive less. Social Security benefits, paid mostly to older or retired Americans, are typically issued… The Economic Times · Sep 21
Banking Without a Social Security Number: Inside the Race to Serve America's Unbanked Latinos Spanish-first apps like Común and Majority skip the SSN requirement to bank unbanked Latinos — but the sector's own casualties show the risk. Latin Times · Sep 20
Your Parent Can’t Manage Money Anymore — What Can an Adult Child Legally Do? The first sign may be a stack of unopened bills, an electricity shutoff notice, or a parent suddenly sending hundreds of dollars to someone they’ve... Saving Advice · Sep 20
8 States Where Retirees Keep More of Their Social Security Income Where you retire can affect how much of your Social Security income ultimately stays in your pocket, even when two retirees receive exactly the same... Saving Advice · Sep 20
Your Spouse Dies and Medicare Stays — But the Single-Filer Switch Can Raise Your Premium Two Years Later Losing a spouse doesn’t end your Medicare coverage, but it can quietly change the math used to determine what you pay for it. One potential... Saving Advice · Sep 20
Social Security’s 2027 COLA Could Be the Biggest in 3 Years: Here’s What Retirees May Actually Keep 2027 projections for the official cost-of-living adjustment for some of the biggest government social programs. Barchart · Sep 20
Adaptive personal trainer receives notice from Social Security that her disability has ended. Then she pulls out her wheelchair: ‘I have been CURED’ “Earning a paycheck didn’t make me less disabled." We Got This Covered · Sep 20
What Happens to a Joint Bank Account When One Spouse Dies? When a spouse dies, the checking account may seem like one financial detail that should be simple: both names are on it, so the surviving... Saving Advice · Sep 19
Saving Advice · Sep 19 $2,500 a Month From Social Security + $100,000 Saved: What Could That Retirement Budget Look Like? A $2,500 monthly Social Security check plus $100,000 in retirement savings may sound like enough to create a reasonably comfortable retirement, particularly if the mortgage...
Saving Advice · Sep 19 What Happens to Credit Card Rewards When the Cardholder Dies? A wallet full of credit cards may not look like part of an estate, but those accounts can contain something surprisingly valuable: thousands (or even...
The Economic Times · Sep 19 DTC strike enters day 5 as Delhi Metro hits record 82.4 lakh boardings Delhi Metro saw record passenger boardings as a DTC bus drivers' strike entered its fifth day. Many commuters turned to the Metro, facing longer travel times and increased expenses. The drivers are demanding a wage revision and better social security benefits. DMRC increased services to manage the surge in passenger…
Saving Advice · Sep 18 What Happens If Social Security Deposits Money After Someone Dies? Seeing a Social Security deposit appear in a deceased family member’s bank account can create an uncomfortable question: Is that money supposed to be there,...
Barchart · Sep 18 A Crisis Is Looming Large as Nearly 50% of Americans Are Entering Retirement With Nothing Saved New data has revealed that almost half of U.S. workers have stopped saving for the future, and 46% don't have a single dollar sitting in their retirement pot. Fortunately, there are still steps you can take now to start building wealth for retirement.
Saving Advice · Sep 18 Retired Couples Budget for the Funeral — But the Bigger Financial Shock Can Come Afterward Many retired couples have at least discussed how they would pay for a funeral, whether through savings, life insurance, prepaid arrangements, or money set aside...
The Independent UK · Sep 18 63 million Americans face Social Security cuts as voters demand action IN FULL
The Independent UK · Sep 17 The Social Security question Senate midterm candidates can no longer dodge A looming 22 percent benefit cut is driving midterm voters to demand solutions — because lawmakers elected this cycle will still be in office when trust funds deplete in late 2032, voters say candidates cannot ignore the crisis
Saving Advice · Sep 17 How Quickly Does Social Security Need to Know About a Death? What Happens to the Next Check When a parent or spouse dies, notifying Social Security probably isn’t the first task on anyone’s mind. Families are arranging a funeral, locating documents, contacting...
Reason · Sep 17 The Fed Can't Fight Inflation Alone. Will Congress Do Its Part? Lawmakers have to show they'll back the national debt with future fiscal surpluses, which means reining in government spending.
Saving Advice · Sep 17 A $300,000 Retirement Account Sounds Like a Lot — How Much Monthly Income Can It Actually Produce? Seeing $300,000 on a retirement account statement can feel reassuring, especially after decades of saving a little at a time. But a retirement balance and...