UNCOVERED: 3 - The Untold Story

Social Security Has a “Do-Over” Rule — But Retirees Have a Limited Window to Use It

Claiming Social Security can feel like one of those financial decisions that becomes permanent the moment you make it. Maybe you claimed at 62 because...

Saving Advice · Aug 12

6 Social Security Earnings-Test Details Workers Near Retirement Often Misread

Social Security’s earnings test can make working while collecting retirement benefits sound like a financial game of dodgeball. In 2026, workers below full retirement age can earn up to $24,480 before SSA starts withholding benefits, while people who reach full retirement age this year get a much higher $65,160 limit…

The Free Financial Advisor · Aug 11

Government Imposter Scams: How to Verify an IRS, SSA, or Medicare Contact

A call from the IRS, Social Security Administration, or Medicare can grab attention fast, especially when the caller claims something needs fixing today. The good news: an official-looking message does not automatically mean a scam, but a convincing voice, familiar agency name, or official-looking number does not prove legitimacy either.

The Free Financial Advisor · Aug 10

What to Do After Receiving a Social Security Overpayment Notice

Opening the mailbox and finding a Social Security overpayment notice can make anyone’s stomach drop. The letter often demands repayment, lists a dollar amount, and sets a deadline, which can create instant panic. Despite the shock, the situation usually offers more options than many people realize. The smartest move starts…

The Free Financial Advisor · Aug 4

Social Security Cola 2027 Forecast Holds at 3.8% but Trump Tariffs Could Still Change the Final Increase

The 2027 Social Security COLA forecast remains near 3.8%, but inflation and Trump tariffs could still affect the final increase.

International Business Times UK · Aug 3

Received a Social Security Overpayment Notice? Take These Steps Before You Pay

Social Security overpayments can happen for several reasons, including changes in earnings, reporting delays, benefit calculation errors, or changes in eligibility. Receiving a notice does...

Saving Advice · Aug 3

Social Security’s New Electronic Repayment Option Makes Overpayment Resolution Easier

Few letters create more anxiety for Social Security beneficiaries than an overpayment notice. Some recipients suddenly owe hundreds (or even thousands) of dollars they weren’t...

Saving Advice · Jul 30

Supplemental Security Income recipients to get August payment early this week: Who qualifies, why the SSA is sending money on July 31, and how much you could receive

Supplemental Security Income on July 31: Millions of Americans receiving Supplemental Security Income will get their August benefits early on Friday, July 31, instead of August. Eligible recipients include elderly individuals and people with qualifying disabilities and this early deposit is not an extra payment but an advance due to…

The Economic Times · Jul 28

Freedom 250 Social Security card: Who qualifies for the new limited-edition SSA card and why most Americans won't receive it

Freedom 250 Social Security card: The Social Security Administration is rolling out a brand-new card design. Only a select group of Americans will actually get one. Newborns born between July 2 and December 31, 2026, qualify for this limited-edition card through hospital registration. It features an official Freedom 250 logo…

The Economic Times · Jul 28

No SSI Payment in August and November 2026: Here's When the Money Arrives Instead

The Social Security Administration will issue August SSI payments a day early this year on 31st July, as the scheduled payment date falls on a weekend.

International Business Times UK · Jul 28