HISTORICAL FACTS: 3 - Caught on Camera

FleetCor, Now Corpay, Agrees to Pay $100 Million Over Hidden Fuel Card Fees and Savings Claims

FleetCor Technologies, now known as Corpay, and its CEO Ronald Clarke have agreed to pay $100 million to resolve a Federal Trade Commission administrative action involving fuel cards marketed largely to small businesses.

The Free Financial Advisor · Sep 18

You Got a $10,000 Bonus: Debt, Emergency Fund or Roth IRA?

A $10,000 bonus can solve a money problem, but it can also expose one. Put it toward a credit card and interest charges may shrink, stash it in savings and the next surprise bill becomes less scary, or move some into a Roth IRA and give retirement savings a serious…

The Free Financial Advisor · Sep 18

Your Student Loan AutoPay Discount Just Got Bigger — But There’s a September 30 Deadline

A small checkbox on a student loan account can now make a much bigger difference. Starting July 1, 2026, eligible federal student loan borrowers enrolled in Auto Pay can receive a 1% interest-rate reduction, up from the previous 0.25% reduction. But borrowers who are not already enrolled need to act…

The Free Financial Advisor · Sep 18

You Have $20,000: Pay Off Student Loans or Put It Toward a House?

A $20,000 pile of cash can create a surprisingly awkward financial question: should it wipe out student debt or become part of a future down payment? Both choices can move a household closer to a major goal, but they solve very different problems. Paying off a loan can eliminate a…

The Free Financial Advisor · Sep 17

Your Credit Score Is 720. How Much Money Could Getting to 760 Actually Save You?

A 720 credit score already puts you in a respectable credit range, but pushing it to 760 can matter when a lender prices a major loan. The catch is that there is no magic “$X savings” attached to those extra 40 points. Your actual benefit depends on the scoring model,…

The Free Financial Advisor · Sep 17

IRS Sets December Hearing on Proposed Tax-Exempt Rules for Racial Nondiscrimination at Private Schools

The Internal Revenue Service has scheduled a December public hearing on proposed regulations that would update federal tax-exemption rules governing racial nondiscrimination at private schools.

The Free Financial Advisor · Sep 17

Bond Yields Are Surging Again — What That Means for Savings Accounts, Loans and 401(k)s

Bond yields are surging again, and that movement reaches far beyond Wall Street. The 10-year Treasury yield climbed above 5% on September 15, reaching about 5.04%, its highest level since 2007, as investors reacted to inflation concerns, higher oil prices and worries about government borrowing.

The Free Financial Advisor · Sep 16

Treasury Opens $5 Billion New Markets Tax Credit Round to Drive Investment in Low-Income Communities

The U.S. Department of the Treasury is opening a new $5 billion round of a federal tax-credit program designed to attract private investment into economically distressed communities.

The Free Financial Advisor · Sep 16

A $500 Monthly Debt Payment Sounds Good — Until You See How Long It Takes to Pay Off $25,000

A $500 monthly debt payment sounds like a solid plan for a $25,000 balance. Then interest walks into the room, pulls up a chair and starts taking a cut of that $500 before the debt gets much smaller. The payment itself matters, but the interest rate, the balance and whether…

The Free Financial Advisor · Sep 16

FTC Freezes Civil Penalty Amounts for 2026 After Government Shutdown Disrupted Inflation Data

The Federal Trade Commission will keep its civil penalty amounts at 2025 levels for the remainder of 2026 after a government shutdown prevented federal officials from producing inflation data required to calculate this year’s increase.

The Free Financial Advisor · Sep 16