Rising house prices leave first-time buyers chasing moving target How the ‘moving finish line’ keeps property ownership out of reach The Independent UK · Jul 15
A 'Mega Backdoor Roth' Can Save Thousands More for Retirement This Roth retirement savings strategy allows high earners to sock away up to $72,000 a year — if their workplace plan permits it. Kiplinger · Jul 15
What Nobody Tells You About the Loneliness and Grief After Leaving a Bad Marriage The Silence Arrives Before You Are ReadyThe first night alone in a flat that is yours, only yours, you notice the refrigerator hum. You have never heard it before. In the marriage, there was always noise: arguments, the television left on to fill gaps, the particular sound of someone else… Times Life · Jul 15
The Long-Term Care Planning Question Advisors Should Ask Before Retirement: “Who Pays for Year Five?” According to the U.S. Department of Health and Human Services, about 70% of Americans who reach age 65 will need some form of long-term care during their lifetime. While many people budget for a few months of assistance, the financial challenge often grows when care extends for several years. The Free Financial Advisor · Jul 14
The Inheritance Your Kids Need More Than Money — and 5 Ways to Pass It On Wisdom can be a far greater gift than money. After all, what good is an inheritance if children don't know the values behind it or have the skills to handle it? Kiplinger · Jul 14
Newly retired? These should be your next steps If there’s one group likely to be experiencing the most consternation over inflation and economic uncertainty, it’s those who have just retired or are about to The Independent UK · Jul 14
I want Rs 1 lakh/month from my Rs 1.15 crore PF and gratuity corpus; how should I invest? ET Wealth Reader's Query: I will retire in four years. I have Rs 95 lakh in Provident Fund savings and expect Rs 20 lakh as gratuity. I have no liabilities. How to invest this corpus to get a monthly income of Rs 1 lakh? The Economic Times · Jul 14
Rs 1,800 EPF vs 12% of basic pay: Choosing Rs 1,800 monthly contribution can increase your in-hand salary, but is it worth? Employees face a choice between higher immediate income and a larger retirement fund. Reducing EPF contributions increases take-home pay but lowers future savings. Investing saved amounts in equities may offer higher returns over time. A disciplined approach to investing is crucial for long-term financial success. The decision depends on individual… The Economic Times · Jul 14
The Rs 7.50 lakh myth: Why employer's NPS contribution must be included in salary for claiming deduction under Section 80CCD(2) As the due date for filing ITRs for AY 2026-27 approaches, many salaried taxpayers are finding that the ITR utility does not allow deduction under Section 80CCD(2) unless the employer's NPS contribution is first included in salary. This article explains why the ITR utility is designed to work this way… The Economic Times · Jul 14
Quote of the day by John D Rockefeller: 'Save when you can and not when...' Life lessons from inspiring quote on proactive saving, reactive panic, emergency fund, consistent investments and financial discipline Quote of the day by John D Rockefeller highlights the importance of saving money before financial problems arise instead of waiting until an emergency forces action. The quote explains how proactive saving, emergency funds, consistent investments, financial discipline and controlled spending help people prepare for uncertain situations. It also reflects… The Economic Times · Jul 13
How to Trick Your Way onto the Property Ladder review – living in a grave plot? We really are screwed Oobah Butler pulls some fun stunts in this takedown of the housing crisis, such as hypnotising estate agents and renting prison cells. But his trip to a graveyard is brutally symbolic The Guardian - UK · Jul 13
Is a limited withdrawals savings account right for me? New launch offers savers 4.28% Thisbank’s new offering is a trade-off between easy access and fixed-term bond accounts The Independent UK · Jul 13
7 Signs You Are Financially Ready to Retire Even if You Don't Feel Ready Retirement readiness is more about data than feelings. Focus on the hard numbers — your savings, income and debt — to determine whether you're truly prepared. Kiplinger · Jul 13
Should You Pay Off Your Mortgage Before You Retire? A Financial Planner Gets Real Your decision will depend on several factors, such as your interest rate, the tax impact, your available deductions and your cash flow situation. Kiplinger · Jul 13
Kiplinger · Jul 13 Yay! You've Been Awarded Stock! Boo, the Tax Hit Is Massive: How to Avoid the Mistakes High Earners Make Before They Even Realize It Don't wait until filing season to plan a tax strategy for your company stock. On top of the usual taxes, you could face extra liabilities, penalties and risks.
The Economic Times · Jul 13 Income tax guide: Allowance and reimbursement exemption limits every salaried employee should know Salaried employees should know income tax exemption limits for various allowances. Leave Travel Allowance is exempt for self and family travel within India. Children Education Allowance offers exemption up to three thousand rupees per child. Phone bill reimbursements are generally not taxable for employees. Meal card benefits are exempt up…
The Independent UK · Jul 13 Are heat pumps becoming cheaper? What buyers should know in 2026 Here’s what buyers should know before getting a quote
Bangkok Post · Jul 13 Guru's daily horoscope for July 13 The day of the week you were born on can reveal a lot... Read on.
The Free Financial Advisor · Jul 12 Hospital Service Costs Rose in May CPI—A Retirement Healthcare Planning Reminder Healthcare costs have a sneaky way of showing up in retirement plans like an uninvited dinner guest who somehow knows the address. The May Consumer Price Index report showed hospital services costs increased 0.7 percent from the previous month and climbed 5.7 percent over the previous 12 months, creating another…
Grocery Coupon Guide · Jul 12 Warehouse Club or Aldi? Which Actually Saves More for Small Households? Families constantly debate whether shopping at a massive warehouse club or a smaller discount grocery store provides the best financial value. Small households face a particularly difficult challenge when deciding between these two highly popular retail models. Buying massive bulk packages at Costco seems like a great deal until you…
The Free Financial Advisor · Jul 12 The Retirement Income Sources Most People Forget to Include in Their Plan Retirement income often looks like a simple equation: savings, investments, and Social Security. Yet many people leave valuable income options sitting in the background, almost like forgotten tools buried in a garage corner. Adding those overlooked sources to a retirement plan can create more flexibility, reduce financial stress, and help…
Kiplinger · Jul 12 5 Costly Mistakes That Can Trigger Medicare Surcharges — And How to Avoid Paying Thousands More Than You Should Your income will determine how much you pay, but here are some smart strategies that can help you lower your premiums.
Kiplinger · Jul 12 Your Final 10 Years Before Retirement: Why Your Current Strategy Might Be Your Biggest Risk As retirement approaches, you need to shift focus from simply saving money to creating a plan for reliable retirement income while also protecting your wealth.
The Economic Times · Jul 12 EPFO invites applications from PF trusts for amnesty scheme The Employees' Provident Fund Organisation has launched a new amnesty scheme for provident fund trusts. This one-time opportunity allows exempted trusts to regularise their status for six months. The scheme offers retrospective regularisation and waives certain compliance requirements. Pending assessments for dues and damages will be withdrawn under specific conditions.…
The Free Financial Advisor · Jul 11 Why Inflation Data on July 14 Could Shift Retirement and Bond Planning The July 14 inflation report could become a major moment for retirees, near-retirees, and anyone who relies on bonds for stability. The Consumer Price Index, or CPI, from the Bureau of Labor Statistics can shape expectations about interest rates, purchasing power, and the future path of fixed-income investments.