UNBELIEVABLE: 31 | History Defined

Your Final 10 Years Before Retirement: Why Your Current Strategy Might Be Your Biggest Risk

As retirement approaches, you need to shift focus from simply saving money to creating a plan for reliable retirement income while also protecting your wealth.

Kiplinger · Jul 12

EPFO invites applications from PF trusts for amnesty scheme

The Employees' Provident Fund Organisation has launched a new amnesty scheme for provident fund trusts. This one-time opportunity allows exempted trusts to regularise their status for six months. The scheme offers retrospective regularisation and waives certain compliance requirements. Pending assessments for dues and damages will be withdrawn under specific conditions.…

The Economic Times · Jul 12

Why Inflation Data on July 14 Could Shift Retirement and Bond Planning

The July 14 inflation report could become a major moment for retirees, near-retirees, and anyone who relies on bonds for stability. The Consumer Price Index, or CPI, from the Bureau of Labor Statistics can shape expectations about interest rates, purchasing power, and the future path of fixed-income investments.

The Free Financial Advisor · Jul 11

Take These Steps to Tame Your Taxes In Retirement

Worried about rising rates? Here’s how to avoid a bigger bill after you stop working.

Kiplinger · Jul 10

EPS Scheme 2026: Higher pension, 20-day claim settlement, new withdrawal rules; top changes explained

The Employees' Pension Scheme, 2026, introduces significant changes for EPF members. Withdrawal benefits now require a 36-month waiting period after exit. Existing members will seamlessly continue their coverage under the new scheme.

The Economic Times · Jul 10

SCSS vs MIS: Which offers higher interest on a Rs 5 lakh investment?

Senior Citizens Savings Scheme offers a higher interest rate than the Post Office Monthly Income Scheme. An investment of five lakh rupees in SCSS yields approximately forty-one thousand rupees annually. The Post Office Monthly Income Scheme provides nearly thirty-seven thousand rupees in annual interest. SCSS offers tax benefits on principal…

The Economic Times · Jul 10

Why 1 in 3 Indian women have never made a solo financial decision, and why that's challenging

Despite rising incomes and careers, many Indian women still don't make independent financial decisions. Financial literacy, confidence and structured learning are helping more women take control of their wealth and future.

The Economic Times · Jul 10

Confused about ITR forms? Check the right ITR for salaried, pensioners, students and other taxpayers

Salaried individuals, pensioners, and students must select the appropriate ITR form for AY 2026-2027. Taxpayers not requiring an audit can use ITR-1, ITR-2, or ITR-3 for their filings. The due date for filing income tax returns is July 31, 2027. Certain transactions necessitate filing an ITR even below basic exemption…

The Economic Times · Jul 10

Savings rate vs investment returns: Why saving more matters more in the early years

Young investors should prioritize saving more money consistently. A higher savings rate builds a stronger investment base for future growth. This approach creates a significant lead over chasing higher returns initially. Moderate returns on a larger corpus yield better long-term wealth creation. Consistent contributions and a disciplined savings habit are…

The Economic Times · Jul 10

Child education allowance tax benefit in ITR filing for FY 25-26: Know when you can claim it

Salaried employees can claim child education allowance tax exemption under the old tax regime. This exemption is available for up to two children per taxpayer. For FY 2026-27, the monthly limit increases significantly to Rs 3,000 per child. Self-employed individuals and those opting for the new tax regime cannot claim…

The Economic Times · Jul 10