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EXPLAINED: 2 | Rare Historical Photos

Tell us: what’s your experience with buy now, pay later schemes in the UK?

We want to hear from people using companies like Klarna and Clearpay and if they worry about debt issues

The Guardian - UK

Buy now, pay later firms stay unregulated – and Britons are racking up debt

Estimates suggest one in 10 consumers who use companies such as Klarna and Clearpay end up with debt collectors as no safeguards in place

The Guardian - UK

Small business growth at risk from spending cuts

The ‘Moving Forward in 2023’ report, in partnership with Square and Clearpay, examines how the nation’s 5.5 million small businesses can thrive following years of turmoil

Wales Online

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Best red hair dye: Permanent and semi-permanent dyes from true rouge to copper tones

Flamin’ hot

Evening Standard

Klarna joins Laybuy and Clearpay in charging a fee to late payers

New £5 charge from March 16 will reduce the likelihood of borrowers falling behind, according to Klarna boss

Chronicle Live

Klarna is introducing late payment fees - everything you need to know

The 'buy now pay later' provider is proving popular with shoppers

Bristol Post

Boxing Day sales scam warning as expert gives top tips on grabbing best bargains

The consumer group warned that some deals may not be as they seem as retailers exaggerate price slashes and scammers target shoppers

Chronicle Live

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Boxing Day sales: How to grab a bargain and avoid getting ripped off

Consumer group Which? has compiled some tips to help those seeking value for their money

Wales Online

How to grab a bargain and avoid pitfalls in the Boxing Day sales

Which? has compiled some Boxing Day sales tips to help people separate the genuine deals from the duds.

The Independent UK

Debt concerns as UK public sector workers turn to buy now, pay later

Use of services such as Klarna, Clearpay and Laybuy rising as staff rejected by mainstream lenders

The Guardian - UK

Britons turn to buy now, pay later to cope with cost of living

Users are now paying off 4.8 purchases on average

Wales Online

Britons turn to buy now, pay later to cope with cost-of-living crisis

BNPL users are now paying off 4.8 purchases on average – up from 2.6 in February – with the average amount owed standing at more than £250.

The Independent UK

Martin Lewis hits back at 'painfully slow' regulation process for Klarna, Clearpay and more

Money Saving Expert criticised the 'painfully slow' process to regulate the buy now, pay later schemes that has thrown many young people into debt - firms such as Klarna, Laybuy and Clearpay became popular during the pandemic.

Glasgow Live

Buy now, pay later: your rights over refunds as Missguided collapses

The fashion brand is not paying buyers back – but big finance firms say they will return cash

The Guardian - UK

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Wales Online

Many buy now, pay later customers ‘borrowed money to make repayments’

Government plans law change to bring some forms of unregulated BNPL products into Financial Conduct Authority regulation

The Independent UK

42% of buy now pay later customers ‘borrowed money to make repayments’

In the 18 to 34 age group, just over half had used some form of borrowing, according to a Citizens Advice survey.

The Guardian - UK

Flashing the flesh: what’s behind the new barely-there trend?

From gold torsos and crystal bras at the Met Gala to cut-out dresses on the catwalk, fashion is having an anti-clothing moment

Daily Record

Buy now, pay later contract changes could result in refunds for customers who made late payments

Clearpay, Klarna, Laybuy and Openpay are changing how their contracts are drafted.

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The Guardian - UK

Four buy now, pay later firms change ‘potentially unfair terms’

UK financial regulator wants Clearpay, Klarna, Laybuy and Openpay to make contracts easier to understand

Daily Mirror

Buy now, pay later customers to be refunded after being charged unfair late fees

Clearpay, Laybuy, and Openpay have agreed to voluntarily refund shoppers who cancelled their entire order but were still charged late fees - are you due money back?

The Independent UK

Buy now, pay later firms making contract terms fairer and easier to understand

The Financial Conduct Authority said it was concerned there was a potential risk of harm to consumers as a result of the way terms had been drafted.

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