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INSANE: Laybuy | Vintage Vibes

Nearly quarter of Londoners turn to buy now, pay later services as cost of living crisis bites

Services include Klarna, Laybuy and PayPal Credit

Evening Standard

If it looks like debt, let's treat it like debt – 'buy now, pay later' schemes need firmer regulation in NZ

There are few stores without an Afterpay logo displayed on the door, or that don’t offer Laybuy at their online checkout. And these schemes are particularly popular with younger consumers.

The Conversation

Klarna joins Laybuy and Clearpay in charging a fee to late payers

New £5 charge from March 16 will reduce the likelihood of borrowers falling behind, according to Klarna boss

Chronicle Live

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Buy now, pay later firms set for major crackdown under new rules to protect borrowers

A new consultation has launched today and will look at how buy now, pay later (BNPL) products could be brought under Financial Conduct Authority (FCA) regulation

Daily Mirror

Debt concerns as UK public sector workers turn to buy now, pay later

Use of services such as Klarna, Clearpay and Laybuy rising as staff rejected by mainstream lenders

The Guardian - UK

Martin Lewis hits back at 'painfully slow' regulation process for Klarna, Clearpay and more

Money Saving Expert criticised the 'painfully slow' process to regulate the buy now, pay later schemes that has thrown many young people into debt - firms such as Klarna, Laybuy and Clearpay became popular during the pandemic.

Glasgow Live

Martin Lewis frustrated at slow pace of buy now, pay later rules

Government outlines two-year wait for curbs on multibillion-pound industry as consumers face ‘bleak winter’

The Guardian - UK

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Buy now, pay later: your rights over refunds as Missguided collapses

The fashion brand is not paying buyers back – but big finance firms say they will return cash

The Guardian - UK

Buy now, pay later contract changes could result in refunds for customers who made late payments

Clearpay, Klarna, Laybuy and Openpay are changing how their contracts are drafted.

Daily Record

Four buy now, pay later firms change ‘potentially unfair terms’

UK financial regulator wants Clearpay, Klarna, Laybuy and Openpay to make contracts easier to understand

The Guardian - UK

Buy now, pay later customers to be refunded after being charged unfair late fees

Clearpay, Laybuy, and Openpay have agreed to voluntarily refund shoppers who cancelled their entire order but were still charged late fees - are you due money back?

People

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Financial Conduct Authority

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