FOUND: 8 | Mind Blowing Facts

At 65 With No Retirement Savings, What Options Are Actually Left?

Turning 65 with an empty retirement account can make retirement feel less like an approaching milestone and more like a financial emergency. There is no...

Saving Advice · Sep 16

Fed Raises Rates a Quarter Point, First Increase Since 2023

The Federal Reserve raised its benchmark interest rate by a quarter percentage point on Wednesday, the first increase since July 2023. The Federal Open Market...

Saving Advice · Sep 16

Should Retirees Pay Property Taxes Monthly or Save for the Annual Bill?

Paying off a mortgage can create a wonderful feeling of financial freedom, but it can also produce an unpleasant surprise when the next property tax...

Saving Advice · Sep 15

Should Retirees Keep Paying for Life Insurance After the Mortgage Is Gone?

Paying off the mortgage can change retirement finances overnight. A household that once needed life insurance to make sure a surviving spouse could keep the...

Saving Advice · Sep 14

Widowed and Still Working? This Social Security Rule Can Be Especially Confusing

Losing a spouse can force someone to make major financial decisions while they’re still working, paying a mortgage, supporting family, or trying to rebuild a...

Saving Advice · Sep 14

HHS Adds $1.08 Million to Expand Mental Health Training and Resources for Older Adults

A federal program designed to help aging-service professionals recognize and respond to mental health and behavioral health concerns among older adults is getting more than...

Saving Advice · Sep 14

Is $5,000 Enough for a Retirement Emergency Fund? Run These 5 Expenses First

Having $5,000 sitting safely in the bank can feel reassuring after you retire. After all, the traditional reason for keeping months of expenses in cash...

Saving Advice · Sep 13

What Happens to Medicare When a Retiree Moves to Another State?

Moving from Ohio to Florida, California to Arizona, or any other state doesn’t mean starting Medicare from scratch. Your Medicare Part A and Part B...

Saving Advice · Sep 13

A $2,071 Social Security Check Sounds Livable — Until These 6 Bills Come Out First

A monthly Social Security check of $2,071 may sound workable, particularly for someone entering retirement with a paid-off car, a modest lifestyle, and few debts....

Saving Advice · Sep 13

The Car Is Paid Off at Retirement — How Much Should Still Be Budgeted for Driving?

Making the final car payment shortly before retirement feels like eliminating an entire category from the monthly budget. The $450 or $600 payment disappears, but...

Saving Advice · Sep 12