HISTORICAL FACTS: Business personal finance - The Untold Story

Social Security Says You Owe $15,000 — What Happens if You Can’t Pay It Back?

Imagine opening a letter from Social Security and discovering that the government wants $15,000 back. You haven’t received a windfall, you haven’t deliberately broken any...

Saving Advice · 3h ago

Could Wealthier Retirees Lose Their Social Security COLA? The Proposals Raising Questions

A retired millionaire and a retired grocery clerk can receive the same percentage increase in Social Security benefits. Some policy proposals would change that arrangement, raising an uncomfortable question: should wealthier retirees receive the same inflation protection as everyone else?

The Free Financial Advisor · 4h ago

UK Government To Send £150 Energy Bill Discount Letters as Some Recipients Face a 2027 Call Deadline

Around six million households are expected to receive the £150 Warm Home Discount this winter, with letters explaining eligibility, verification requirements and deadlines across Great Britain.

International Business Times UK · 10h ago

Your Partner Makes Twice Your Salary — Should You Really Split Every Bill 50/50?

When one partner earns twice as much as the other, splitting every household bill down the middle can look fair on paper but feel very different in real life. A $1,500 share of monthly expenses may barely dent one person’s paycheck while consuming most of the other person’s disposable income.

Everybody Loves Your Money · Oct 22

Three-quarters of small business owners delay having kids or buying houses over tax fears

More than half of firms surveyed say they’ll respond to a bad Budget by raising prices

The Independent UK · Oct 22

Your 401(k) Catch-Up Suddenly Became Roth — What Does That Do to Your Paycheck?

The retirement contribution that helped lower your tax bill may now come with a different price tag: a smaller paycheck. Starting in 2026, certain workers age 50 and older must make their 401(k) catch-up contributions on a Roth basis rather than a traditional pretax basis.

The Free Financial Advisor · Oct 22

A 65-Year-Old Says an Adviser Planned to Put All $100,000 of Their Retirement Savings Into an Annuity

An anonymous 65-year-old says a financial adviser placed their $100,000 retirement savings into an annuity linked to a supposed 10% return, raising questions about fees, terms and access.

International Business Times UK · Oct 22

How Much Can You Spend in Retirement? Fund Giant Sets Out Two Ways to Draw Down Savings

Capital Group has outlined withdrawal rates of 4% to 5.5% for retirees, depending on whether they prioritise stable income or accept annual payments that fluctuate with investment performance.

International Business Times UK · Oct 21

'Social Insecurity': 'The Ramsey Show' Warns Americans Over 50 Who Rely on Social Security

Dave Ramsey's retirement advice follows a 3.6% Social Security increase in 2027. See how savings, debt, and household costs may affect retirement income needs.

International Business Times UK · Oct 21

The IRS Is Mailing a New Retirement Notice — Don’t Assume It’s Junk Mail

A thin envelope from the IRS is rarely something people look forward to opening, but a new mailing arriving in taxpayers’ mailboxes is different from the usual tax bill or warning. The IRS retirement notice, known as CP321J, is alerting certain Americans that they may qualify for a new federal…

Everybody Loves Your Money · Oct 21