EXPLAINED: 2 | Rare Historical Photos

Seven things you should do if you are worried about winter energy bills

There are several proactive steps you can take ahead of winter to lower your tariff

The Independent UK · Oct 21

7 things to do now if you are worried about winter energy bills

There are several proactive steps you can take ahead of winter to lower your tariff.

The Independent UK · Oct 21

Couple Have $4 Million Saved but Still Disagree About Retiring — What Would Be Enough?

A 60-year-old with $4 million saved wants to retire, but his wife says they cannot afford it. Independent benchmarks and record retirement fears reveal what 'enough' really means.

International Business Times UK · Oct 21

Your Financial Advisor Says You’re on Track — But Have You Asked This Question?

Your financial advisor says you’re on track for retirement. Your investments look reasonable, your savings follow the plan, and your projected numbers seem reassuring. Before leaving that meeting feeling financially accomplished, ask one question: “What happens if life doesn’t go according to this plan?”

The Free Financial Advisor · Oct 20

You Find an Old Savings Bond in Your Parents’ House — Is It Still Worth Money?

An old savings bond tucked inside a desk drawer could hold real money, even if its owner bought it decades ago. But the date on the bond matters more than its age, and some bonds stopped earning interest years ago. The first thing to check is the issue date, not…

The Free Financial Advisor · Oct 20

I’m 40 and Have Nothing Saved for Retirement — Is It Too Late to Catch Up?

Turning 40 with nothing saved for retirement can make every financial milestone you missed feel suddenly urgent. The good news is that retirement savings at 40 still have roughly 25 to 27 years to grow if you expect to retire in your mid-to-late 60s.

Budget and the Bees · Oct 20

'Rich But Cash-Poor': Why Some $500,000 Earners Still Live Paycheck to Paycheck

Goldman Sachs survey finds 36.6% of US households earning over $500,000 live paycheck to paycheck, while 45% delay retirement savings.

International Business Times UK · Oct 20

How Do You Spend Retirement Money When You Have No Idea How Long You’ll Live?

Retirement savings must cover a life span nobody can predict. That creates an awkward problem: spending too freely could leave a retiree short of money, while spending too cautiously could turn retirement into decades of unnecessary penny-pinching. Neither outcome sounds particularly appealing after years of working toward financial freedom.

The Free Financial Advisor · Oct 20

Higher Earners Over 50 Lost a 401(k) Tax Break in 2026 — Here’s What Changed

Higher earners over 50 face a new 401(k) rule in 2026, and it changes when they pay income taxes on some retirement contributions. Workers whose previous-year wages from their current plan sponsor exceeded $150,000 must generally make their eligible catch-up contributions on a Roth basis. That means they lose the…

The Free Financial Advisor · Oct 20

This is why you should open a Lifetime ISA - while you still can

The government’s new First Time Buyer ISA is on the way - but critics say it’s an inferior product

The Independent UK · Oct 20