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REVEALED: 42 | Vintage Vibes

Three Common Social Security Myths in 2025: A Retirement Strategist Explains What You Need to Know

Taxes on benefits haven't been eliminated, and based on current projections, the program isn't going bankrupt. Understanding the truth about Social Security and knowing what you can control can help you better prepare for retirement.

Kiplinger

Warm home discount: why you must check your name is on your energy bill

The government is urging people to act before 24 August after it expanded eligibility for the £150 discount

The Guardian - UK

Social Security Could Go Broke By 2032 — $18,000 Cuts Loom As 90-Year-Old Program Nears Breaking Point

Social Security, the nation's largest retirement program, turned 90 this week but is anticipated to face the threat of insolvency by 2032, a crisis that could slash benefits by nearly a quarter and deepen partisan divisions over how to preserve the program.

Benzinga

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Dave Ramsey Slams Caller's Plan To Buy Home With Immigrant Parents, Calls It Financially Not Sustainable And A Path To Lifelong Dependence

Personal finance expert Dave Ramsey delivered tough love to a 30-year-old caller considering buying a home with her parents, warning the move could trap her in lifelong financial dependence.

Benzinga

Thanks to the OBBB, Now Could Be the Best Tax-Planning Window We've Had: 12 Things You Should Know

The new tax legislation offers unique opportunities to make smart financial moves and save on taxes, especially for people nearing or in retirement with significant savings.

Kiplinger

Easy Income Portfolio: August 2025 Update

It is supposed to be easy.

Benzinga

Ditch the Vinegar: 3 Household Solutions Experts Use to Eliminate Limescale

These common household items will cut through buildup fast.

Tom’s Guide

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Critics Call Dave Ramsey's $1,000 Emergency Fund A 'Relic Of The 90s,' But Supporters Say 'Papa Dave Knows People Better Than Finance Chuds'

Dave Ramsey's $1,000 starter emergency fund, the first of his famous “7 Baby Steps,” is facing renewed criticism from people who say the number hasn't kept up with modern costs. Some have even called it a "relic of the 90s." But in a recent r/DaveRamsey Reddit thread, supporters defended the…

Benzinga

Asset-Rich But Cash-Poor? A Wealth Adviser's Guide to Helping Solve the Liquidity Crunch for Affluent Families

Many high-net-worth families experience financial stress because of a lack of immediate access to their assets. Liquidity planning aims to bridge the gap between long-term goals and short-term needs and avoid financial pitfalls.

Kiplinger

Can You Guess How Many Retire With $5 Million? Here's A Hint, Almost No One—99.9% Fall Short

For most people, retirement means slowing down, spending more time with family, and maybe taking that dream trip you've been talking about for years. But for an incredibly rare few, retirement means something else entirely: stepping into a financial reality most people never experience—one backed by a $5 million nest…

Benzinga

5 Social Security Myths That Can Cost You

Before you collect Social Security benefits, make sure you don't believe any of these falsehoods.

Kiplinger

University: How to budget and manage your money as a student

Learning to budget and knowing what awaits you with tuition fees are key skills to learn

The Independent UK

How to Build Your Financial Legacy Three Piggy Banks at a Time

A wealth adviser shares a childhood saving technique that taught him lessons of stewardship, generosity and responsibility and helped him answer the question we all need to answer to define our lives by impact rather than greed: 'What is this all for?'

Kiplinger

Which of These Four Withdrawal Strategies Is Right for You?

Your retirement savings may need to last 30 years or more, so don't pick a withdrawal strategy without considering all the options. Here are four to explore.

Kiplinger

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The Independent UK

State pension set to rise £550 next year under triple lock

The triple lock will see a full state pension payout rising to just under the basic income tax threshold in 2026/27 tax year

Woman & Home

Martin Lewis' warning to avoid shops 'fobbing you off' over faulty gadgets

Many might be shelling out hundreds (or more) on expensive gadgets they believe are no longer covered by warranty

The Independent UK

3 steps to save money when you’re tempted to spend

Saving for the future can be difficult because of a cognitive bias known as hyperbolic discounting: our tendency to place greater weight on immediate satisfaction, even if focusing on the long term will have a greater payoff

Kiplinger

For Savers Who Hate Surprises, This Strategy Delivers

This approach gives you peace of mind, regardless of whether rate cuts happen.

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Benzinga

No Job, No Problem: Suze Orman Says This Retirement Hack Helps Stay-At-Home Partners Build Wealth

Not earning a paycheck doesn't mean you have to miss out on building your own retirement savings. In a recent blog post, personal finance expert Suze Orman points to a little-known strategy — the spousal IRA — as a powerful way for stay-at-home partners and caregivers to grow wealth for…

Kiplinger

Are You Supporting Multiple Generations in Retirement?

Here’s how to support your parents and your adult children without sacrificing your retirement.

Kiplinger

What the OBBB Means for Social Security Taxes and Your Retirement: A Wealth Adviser's Guide

For Americans in lower- and middle-income tax brackets, the enhanced deduction for older people reduces taxable income, shielding most of their Social Security benefits from being taxed.

The Independent UK

Too broke to break up: 21% of young adults ‘stayed with partner to manage costs’

Some 29% young adults surveyed for OneFamily who are single do not have an emergency fund, compared with 16% in a relationship.

The Independent UK

Young adults staying in relationships to make living costs affordable

Savers who are not in a relationship said they manage to put aside an average of £301 per month

Kiplinger

I'm a Financial Adviser: This Is How You Could Be Leaving Six Figures in Social Security on the Table

Claiming Social Security is about more than filing paperwork and expecting a check. When you do it and how you do it have huge financial implications that last the rest of your life.

Kiplinger

The Big Pause: Why Are So Many Americans Afraid to Retire?

While new research sheds light on Americans' growing reluctance to quit work in later life, can anything be done to help those with the retirement jitters?

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