Get all your news in one place.

100's of premium titles.
One app.

Start reading

Get all your news in one place.

100's of premium titles. One news app.

Start reading

UNBELIEVABLE: 6 - The Untold Story

I thought I had these 3 retirement topics figured out. Here’s why I changed my mind

Lessons for retirees and preretirees on target-date funds, TIPS funds, and asking for help

The Independent UK · Oct 13

5-year FD vs NSC calculator: Check maturity senior citizens can get on Rs 2.5 lakh investment in NSC and FDs from SBI, HDFC Bank, PNB, ICICI Bank and others

For senior citizens eyeing steady income, evaluating National Savings Certificates against bank fixed deposits is crucial. Investing Rs 2.5 lakh in NSC yields a more favorable maturity amount than many bank FDs.

The Economic Times · Oct 13

How to invest my Rs 2.5 crore retirement fund for a steady monthly income?

ET Wealth Reader's Query: I am 60 with a retirement corpus of Rs 2.5 crore. How should I invest it to generate a steady monthly income and ensure it lasts through retirement? I plan to work part-time for five years, earning about Rs 1 lakh a month, and have no…

The Economic Times · Oct 13

From analysis to the latest developments in health,
read the most diverse news in one place.

VRS offer in hand? Check these tax rules before you accept the package

Contemplating a Voluntary Retirement Scheme (VRS)? Prior to making your decision, it’s crucial to analyze the overall financial implications, including taxation aspects and the treatment of different package components. Be clear on the eligibility for tax breaks and ensure that your financial security after retirement is adequately planned.

The Economic Times · Oct 13

Americans Were Asked What They'd Do With An Extra Month's Income. Nearly Half Would Spend None Of It.

The highest-earning 1% would save 78% of a hypothetical windfall, while lower-income households devote a larger share of spending to essentials.

International Business Times · Oct 12

Sarah Kim on Why Financial Freedom Starts With Choice

Retirement can look very different depending on who is imagining it. For one woman, it means finally leaving a demanding career. For another, it means traveling, helping her children buy their first homes, or knowing she could rebuild her life after losing a spouse.

International Business Times · Oct 12

The American Dream Now Costs $5.3 Million. Even College Graduates May Not Earn Enough To Cover It.

Raising children and owning a home account for some of the largest expenses, while private-sector wage growth has lagged the increase in estimated costs.

International Business Times · Oct 12

Read news from The Economist, FT, and more,
with one subscription

Would You Rather Know the Exact Date You’ll Die or Exactly How Much Money You’ll Need?

Knowing the exact date of death would change almost every decision, from booking a vacation to deciding whether to retire early. Knowing exactly how much money life will require sounds less dramatic, but it could transform financial planning just as dramatically. One answer would put a countdown on life. The…

The Free Financial Advisor · Oct 12

Your Parents Want You to Manage Their Money — Should You Say No?

Your parents may trust you to handle their bills, review their bank statements, or help manage their retirement savings. Accepting that responsibility can feel like a natural extension of family life. But paying a parent’s electric bill differs considerably from making decisions about their entire financial future.

The Free Financial Advisor · Oct 12

Taking Money Out of Your IRA Could Shrink Your New Federal Retirement Match

Taking money out of an individual retirement account could reduce the federal retirement match you receive for saving in 2027. The new Saver’s Match offers eligible workers up to $1,000 annually, but certain retirement account withdrawals can reduce the contributions that qualify for matching funds.

The Free Financial Advisor · Oct 12

Your Spouse Dies Owing Social Security Money — Can SSA Come After Your Benefits?

Your spouse dies with an outstanding Social Security overpayment, and suddenly a frightening question joins the funeral bills and paperwork: Can the Social Security Administration take money from your benefits to settle the debt?

The Free Financial Advisor · Oct 12

The Two-Portfolio Household: Why Couples in Their 40s Should Stop Treating Every Rupee the Same

With ₹1.5 crore in their investment corpus, Ajay and Supriya Pandey face a crucial management decision. They intend to craft a dual-portfolio strategy, creating a growth portfolio tailored for retirement and a responsibilities portfolio designated for upcoming expenses. This plan allows them to fulfill immediate needs like education and healthcare…

The Economic Times · Oct 12

Best tax saving mutual funds or ELSS to invest in October 2026

Tax saving mutual funds or ELSSs invest in stocks. Therefore, they have a very high risk. You should be aware of this aspect, especially if you are a first-time investor in equity mutual funds. Compared to your usual investments like Public Provident Fund or National Savings Certificate, etc, ELSSs do…

The Economic Times · Oct 12

More than three million UK pension pots are ‘lost’. Here’s how to find yours

About 2.5 million lost pots are thought to be held by people aged under 55, according to new research

The Independent UK · Oct 11

Get all your
news in one place.

100's of premium titles.
One news app.

Evening Standard · Oct 11

Auto-enrolment scheme could help fund social care, says former pensions minister

The Free Financial Advisor · Oct 11

If You Had to Cut Your Spending 30% Tomorrow, What Would Go First?

A 30% spending cut sounds simple until the bills arrive and nearly every dollar already has a job. Groceries, housing, insurance, transportation, utilities, and debt payments leave little room for dramatic savings without disrupting daily life. Yet a sudden reduction doesn’t require a household to cancel everything enjoyable or survive…

Saving Advice · Oct 11

Got $5,000 Sitting at Home? Here’s What It Could Be Earning Instead

Imagine having $5,000 tucked away in a drawer, locked in a home safe, or sitting in a checking account that earns almost nothing. It might...

The Free Financial Advisor · Oct 11

You Have $100,000 Sitting in Cash — How Much Is Too Much?

Having $100,000 in cash can make a bank balance look wonderfully reassuring. It can also leave a saver facing an awkward question: How much of that money actually needs to sit there? The answer depends on upcoming expenses, job security, debt, investment goals, and how quickly the money might need…

Get all your
news in one place.

100's of premium titles.
One news app.

The Free Financial Advisor · Oct 10

Your Company Offers a Buyout at 58 — Is That a Retirement Opportunity or a Trap?

A company buyout at 58 can look like a retirement invitation wrapped in a check. The danger comes from treating that check as the whole deal.

Clever Dude · Oct 10

The Retirement Fight Couples Don’t See Coming Until They’re Home Together All Day

Retirement can turn a perfectly happy marriage into a running debate about coffee mugs, thermostat settings, grocery trips, and who gets to decide what happens before noon. Couples who spent decades coordinating around work schedules suddenly share hours of unstructured time, and familiar habits can start rubbing each other the…

The Free Financial Advisor · Oct 10

Would You Rather Retire at 50 With $1 Million or 65 With $3 Million?

Retiring at 50 with $1 million sounds like winning the financial lottery. Retiring at 65 with $3 million sounds like winning it three times.

The Free Financial Advisor · Oct 10

You Finally Have Enough Money — So Why Are You Still Afraid to Spend It?

Having enough money can create a strange problem: spending it may still feel wrong.

The Free Financial Advisor · Oct 10

Two Retirees Spend $5,000 a Month — One Needs $1 Million More Than the Other. Here’s Why

Two retirees can each spend $5,000 a month and still face dramatically different savings targets. The difference may have little to do with their lifestyles and everything to do with how much dependable income arrives before either one touches an investment account.

Grocery Coupon Guide · Oct 10

BOGO Grocery Traps: 6 Ways Stores Get You to Spend More Than Planned

Buy-one-get-one promotions are some of the most tempting deals in a grocery store. Seeing “Buy One, Get One Free” or “Buy One, Get One half Off” can make a purchase feel like an automatic savings opportunity. However, these promotions only save money when the products are actually useful, reasonably priced,…

The Economic Times · Oct 10

Explained: How mutual fund SIPs harness the power of compounding to build wealth

Compounding can help mutual fund investors build long-term wealth by generating returns on accumulated gains. Through regular SIP investments, even small contributions can grow significantly over time. An example of a Rs 10,000 monthly SIP over 20 years shows how starting early, staying consistent and remaining invested can boost wealth…

1 … 5 6 7 8

People

From analysis to the latest developments in health,
read the most diverse news in one place.

Organisations

Social Security Administration

Institute for Fiscal Studies

95 stories

Money and Pensions Service

Read news from The Economist, FT, and more,
with one subscription

Topics

Fourteen days free

Download the app

One app. One membership.
100+ trusted global sources.